Page 309 - Agriculture Policy Wording Binder

Motorboats, yachts and small crafts
3. Costs and/or expenses
shall be limited to the sums specified hereunder in respect of any one accident or series of accidents due to or arising out of any one event or occurrence
Liability
To third parties
Costs and Expenses
Limit of indemnity R500 000
R10 000
or the limit stated in the Schedule whichever is the greater
In the aggregate of 1, 2 and 3 above
PROVIDED ALWAYS THAT:
in the event of the Insured becoming liable in respect of claims arising out of one accident or series of accidents due to or arising out of any one event or occurrence involving compensation under more than one Sub-Section of this Section the liability of the Company shall be limited to R1 000 000 (one million rand) in the aggregate.
SPECIFIC EXCEPTIONS (applicable to Sub-Section B)
The Company shall not be liable under this Sub-Section in respect of:
1. death of or bodily injury to or illness of:
1.1 any person being a member of the same household as the Insured or any person being a member of the Insured’s family;
1.2 workmen or any person employed by the Insured in any capacity whatsoever arising out of and in the course of such employment;
1.3 any person being conveyed in or on the trailer described in the Schedule;
2. loss of or damage to property:
2.1 belonging to the Insured or is leased, hired, lent or in the charge, custody, control or held in trust by or on behalf of the Insured;
2.2 conveyed or about to be conveyed in or on the vessel and/or trailer except in respect of property belonging to passengers and water-skiers
PROVIDED THAT:
liability of water-skiers is included in the Schedule of this Section;
3. claims for compensation in respect of fare-paying passengers;
4. liability assumed by agreement unless such liability would have attached to the Insured notwithstanding such agreement;
5. any advice or treatment, other than first aid treatment given or administered by the Insured or by any person acting on the Insured’s behalf;
6. accidents arising whilst the vessel and/or trailer is in transit by road or attached to a motor vehicle or has broken away or become accidentally detached from a motor vehicle including any liability which is the subject of indemnity under any form of motor vehicle insurance (whether such insurance is required by any law, or not) notwithstanding that no such insurance is in force or has been effected;
7. liability of or to water-skiers or parasailers unless specifically insured under Liability in respect of water-skiers or parasailers – only in respect of pleasure craft.
SUB-SECTION C – MEDICAL EXPENSES DEFINED EVENTS
If an occupant in the specified part of a vessel described below, in direct connection with such vessel, sustains bodily injury by violent, accidental, external and visible means, the Company will pay to the Insured the medical expenses incurred as a result of such injury up to R10 000 (ten thousand rand) per injured occupant and R50 000 (fifty thousand rand) in total for all occupants injured as a result of an occurrence or series of occurrences arising out of one event.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 307