Page 90 - Agriculture Policy Wording Binder

Goods in Transit
GOODS IN TRANSIT
DEFINED EVENTS 1 – PROPERTY – EXCLUDING LIVESTOCK, PEDIGREE ANIMALS, GAME & OSTRICHES
Loss of or damage to whole or part of the property described in the Schedule including tarpaulins and packing material not otherwise insured, owned by the Insured or for which they are legally responsible, in the course of transit by means of conveyance or other means incidental thereto and caused by any accident or misfortune (excluding as a result of hi- jacking of the load-carrying vehicle) not otherwise excluded;
DEFINED EVENTS 2 – PROPERTY – LIVESTOCK, PEDIGREE ANIMALS, GAME & OSTRICHES (if stated in the Schedule to be included)
The Company shall indemnify the Insured up to the limit of indemnity as stated in the Schedule against the pedigree animals, all livestock, game and ostriches resulting from death of such pedigree animal, all livestock, game and ostriches, the property of the insured, directly caused by fire, lightning, flood, collision and overturning of the conveyance including loading and unloading of the cargo and theft following the abovementioned occurrences whilst conveyed in or on any means of conveyance;
PROVIDED THAT:
1. First amount payable
the Insured shall be responsible for the first amount payable stated in the Schedule in respect of each and every Defined Event except a claim resulting from fire, lightning or explosion;
2. Limit of liability
the liability of the Company for all loss or damage arising from any one Defined Event shall not exceed the limit of indemnity stated in the Schedule;
3. Clearing up and removal of debris costs
the insurance under this Section includes costs necessarily incurred by the Insured in respect of the clearing up and removal of debris following damage to the means of conveyance or to the property thereon, subject to the maximum amount of R10 000 (ten thousand rand) in respect of any one Defined Event.
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
4. Conveyance
the Company shall not be liable for loss or damage if such loss or damage occurs whilst in the custody or control of any carrier unless which is not appropriately licensed and registered to provide this service in accordance with all laws and regulations of the country and/or local municipality.
MEMORANDA 1 Period of transit
Transit shall be deemed to commence from the time of moving the property described in the Schedule at the consignor's premises (including carrying to any conveyance and loading thereon), continue with transportation to the consignee (including temporary storage not exceeding 96 (ninety six) hours in the course of the journey) and end when off-loaded and delivered at any building or place of storage at the consignee's premises;
PROVIDED THAT:
Cover in terms of the Section will cease the moment such goods:
1. Cross the ship’s rail (Free on Board) or
2. Enter the aircraft perimeter to the loading space (Free on Board).
Page | 88 Policy Wording – Agriculture – Binder – Version 2 2023