Page 92 - Agriculture Policy Wording Binder

1. loss or 1.1
1.2
1.3 1.4
1.5 1.6 1.7 1.8 1.9
1.10 1.11 1.12
damage resulting from or caused by:
theft from any unattended vehicle in the custody or control of the Insured or any principal, partner, director or employee of the Insured unless the property is contained in a completely closed and securely locked vehicle or the vehicle itself is housed in a securely locked building and entry to or exit from such locked vehicle or building is accompanied by forcible and violent entry or exit;
theft of goods from any temporary storage facility (stored during the period of transit) unless accompanied by visible signs of forcible and violent entry into or exit from such temporary storage facility or any attempt thereat or as a result of theft or any attempt thereat following violence or threat of violence;
inherent vice or defect, vermin, insects, damp, mildew or rust;
the dishonesty of any principal, partner, director or employee of the Insured whether acting alone or in collusion with others;
or arising whilst in transit by sea or inland transit incidental thereto;
breakdown of refrigeration equipment;
detention, confiscation or requisition by customs or other officials or authorities;
loss or damage attributable to or as a result of overloading of the goods carrying vehicle;
seizure of the conveying vehicle and insured property as stated in the Schedule by unlawful and forcible means;
loss or damage attributable to or as a result of inferior packing;
earthquake, volcanic eruptions or other convulsions of nature;
breakage of articles of brittle nature unless such breakage is caused by burglars, thieves or fire;
2. loss by leakage of any liquid from the receptacle in which it is contained except when caused by perils insured against in this section, wear and tear or gradual deterioration (including the gradual action of light or climatic or atmospheric conditions) unless following an accident or misfortune not otherwise excluded;
3. mechanical, electronic or electrical breakdown, failure, breakage or derangement of the insured property unless following an accident or misfortune not otherwise excluded;
4. loss of or damage to:
4.1 cash, bank and currency notes, coins, credit card vouchers, bonds, coupons, stamps, negotiable instruments, title deeds, manuscripts for securities of any kind;
4.2 property outside the Republic of South Africa, Namibia, Botswana, Lesotho, Eswatini (formerly Swaziland), Zambia, Zimbabwe, Malawi and Mozambique;
4.3 property otherwise insured or which would, but for the existence of this Section, be insured by any other insurance except in respect of any excess beyond the amount which would have been payable under such other insurance, had the insurance under this Section not been effected;
5. livestock, pedigree animals and game (unless covered in terms of Defined Events 2) consequential loss of any kind, delay, loss of market, depreciation or changes brought about by natural causes.
6. liability to third parties.
SPECIFIC EXCEPTIONS (Applicable to Defined Events 2)
1. trampling or suffocation resulting in death or destruction of livestock, pedigree animals, game and/or ostriches whilst in transit in or on any means of conveyance
2. the intentional slaughter or destruction of pedigree animals, livestock, game and ostriches whether by or under order of any government or public or local authority or any person or body having jurisdiction in the matter or otherwise;
Goods in Transit
SPECIFIC EXCEPTIONS
The Company shall not be liable for:
Page | 90 Policy Wording – Agriculture – Binder – Version 2 2023