Page 93 - Agriculture Policy Wording Binder

Goods in Transit
PROVIDED THAT:
the Company will not invoke this particular exception as a defense where:
1. the Company shall have expressly agreed to destruction of the pedigree animals, livestock, game, ostriches; or
2. an insured pedigree animal, livestock, game or ostrich suffers an injury or in the case of pedigree animals only, is affected with an excessively painful disease and a qualified veterinary surgeon appointed by the Company certifies that it is incurable and so excessive that immediate destruction is imperative for humane reasons; or
3. an insured pedigree animal, livestock, game or ostrich suffers an injury or in the case of pedigree animals only, is affected with an excessively painful disease and a qualified veterinary surgeon appointed by the Insured shall first have given a certificate that the suffering of such pedigree animal, livestock, game or ostriches is incurable and so extensive that immediate destruction is imperative for humane reasons without waiting for the appointment of a veterinary surgeon by the Company;
PROVIDED THAT:
in all such cases of 1, 2, or 3 above the Company shall be given the opportunity of having a post mortem examination carried out by their veterinary surgeon should they so desire;
3. death directly or indirectly caused by or in consequence of:
3.1 any surgical operation unless conducted by a qualified veterinary surgeon and is certified by him/her to have been necessitated solely by accident, disease or illness and to have been carried out in an attempt to preserve the pedigree animal's, livestock, game or ostrich’s life;
3.2 the administration of any medication unless by a qualified veterinary surgeon (or experienced personnel directed by him/her) and certified by a veterinary surgeon to have been of a prophylactic nature or necessitated by accident, disease or illness. As used herein "medication" includes any drug, hormone, vitamin, protein or other substance other than unadulterated food or water;
OPTIONAL CLAUSES AND EXTENSIONS (if stated in the Schedule to be included) Fire Extinguishing Charges
General Provision 11 is deleted and replaced by:
The cover provided under this Section is extended to include costs and expenses incurred by the Insured in respect of the fire extinguishing charges of any insured vehicle following damage to such vehicle by a Defined Event;
PROVIDED THAT:
1. in addition to the limit of indemnity under this Section, the limit of the Company's liability under this Extension shall not exceed the amount stated in the Schedule in respect of any one occurrence;
2. the Insured shall be responsible for the first R500 (five hundred rand) or the amount stated in the Schedule.
Hijacking of conveying vehicle
Seizure of the insured property contained in or on the conveying vehicle, where such seizure is accompanied by unlawful and forcible removal of the conveying vehicle to a destination other than originally intended, or accomplished by means of violence or threat of violence against the person or persons who, at the time of such seizure, are in actual lawful control of such conveyancing vehicle carrying the property;
PROVIDED THAT:
the Insured shall be responsible to pay for the first 25% (twenty five percent) of the claim or the amount stated in the Schedule.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 91