Page 100 - Hollard - Private Portfolio Policy Wording

What we cover you for
Bodily injury
We cover you for bodily injury sustained anywhere in the world that results in:
○ death within 24 months
○ permanent disability within 24 months
○ medical expenses.
The bodily injury must have been sustained directly as a result of an event that was clearly violent and accidental.
If the injury results in death, we will be en tled to have a post-mortem examina on undertaken. This will be done at our own expense.
Disappearance
We will pay out the death bene t if you have disappeared, or are presumed dead by a court of law. There also has to be reasonable evidence that this was as a result of an injury as de ned in this sec on.
If you are subsequently found to be alive, the pay-out has to be refunded by the person to whom it was made.
Exposure
We will pay if you are injured as result of exposure to the elements a er an accident or an accident of the vehicle you are travelling in. Injury here includes the e ects of thirst and starva on.
Bereavement bene t
In the event of an accident giving rise to a death claim, we will pay the bene t stated in the Schedule as a contribu on towards bereavement expenses.
Trauma counselling
We will pay the bene t stated in the Schedule if you require professional counselling as a result of a violent act of the , hold-up, hijacking or unlawful assault.
What is not covered
Other cover
If you are covered under the "EnRoute" sec on of this policy there is no cover under this sec on for motor-related claims. All motor-related claims must be submi ed under the "EnRoute" sec on.
Personal accident
98 Hollard Private Por olio