Page 98 - Hollard - Private Portfolio Policy Wording

Key terms to understand
You The insured person in whose name the policy is issued
It also includes any other insured person or bene ciary named in the Schedule
Bodily injury Injury sustained by you as a result of violent, external and accidental means Paying out a er a claim
How much we pay
We pay out the exact amount of cover that you chose when you signed up for this policy. So any claim is se led simply by referring to the Schedule of compensa on below:
Personal accident
○ death −
○ medical bene t −
○ disability −
Who we pay
sum insured stated in the Schedule sum insured stated in the Schedule as stated in the disability table
We pay you, or any person or bene ciary named in the Schedule. In the event of your death, payment is made to your legal representa ves, your estate or the person you have nominated in the policy as your bene ciary.
Age limit: 18-75
You can claim only if you are older than 18 years of age and younger than 75 years of age. No pay-outs will be made to anyone outside of this age limit, even if the claim is a valid one.
Disability a ects pay-out
The pay-out that you receive for disability depends on the extent to which you are disabled: the more severe your disability, the higher the pay-out. See table on next page.
Note, too, that the pay-out for disability will be deducted from any amount payable for death caused by the same accident.
96 Hollard Private Por olio