Page 122 - Hollard - Private Portfolio Policy Wording

Motor – Comprehensive cover
We will not pay more than the limit in the Schedule for:
First aid equipment
We will pay for the cost of replacing any lost or damaged rst aid equipment which was not supplied with the vehicle when new.
○ We do not cover the from an una ended vehicle unless:
– the vehicle is locked, and
– the insured property is out of view and concealed in a locked boot or locked compartment, and
– there are clear signs of forced entry.
Fi ed winch equipment
We will pay for accidental loss or damage to winch equipment ed to your vehicle, caused by sudden and unforeseen mechanical or electrical breakdown, failure or breakage.
We do not cover you for any loss or damage to your winch equipment if it is:
○ caused by defec ve design, defec ve parts or defec ve repairs
○ opera on of the winch beyond the manufacturer’s stress levels
○ due to wear and tear or gradual deteriora on of any parts, such as cables or coupling devices.
Head, tail- and spotlights
We will pay for the cost of replacing any accidentally damaged head, tail or ed spotlights even if there is no other damage to the vehicle.
Personal documents
Following an insured event, we will pay for the cost of any materials and labour necessary to reinstate or obtain duplicates of your personal documents. This includes iden ty documents, passports, visas and vaccina on cer cates as well as lost or damaged printed road maps or permits which allow the vehicle entry into or exit from countries.
Tools – not standard to vehicle
We will pay for the cost of replacing any lost or damaged tools which was not supplied with the vehicle when new. We do not cover:
○ breakage while being used
○ the from an una ended vehicle unless:
– the vehicle is locked, and
– the insured property is out of view and concealed in a locked boot or locked compartment, and
– there are clear signs of forced entry.
Wreckage removal
Following an insured event, we will pay for the cost of cleaning up and removing debris of the insured vehicle.
120 Hollard Private Por olio