Page 143 - Hollard - Private Portfolio Policy Wording

EnRoute – Personal accident
Military, police or criminal ac ons
We do not cover claims resul ng from your par cipa on in military, police or criminal ac ons.
Irresponsible ac ons
We do not cover claims resul ng from the following irresponsible ac ons:
○ suicide, a empted suicide and inten onal self-injury
○ wilful misconduct or exposure to danger
○ while the alcohol content in your blood exceeds the legal limit
○ being under the in uence of intoxica ng liquor or drugs, unless prescribed by a medical prac oner.
This will not apply to passengers who can prove that they were unaware of this.
Certain medical condi ons
We do not cover claims resul ng from the following medical condi ons:
○ insanity and neurosis
○ stress and any related condi ons, depression and disorders. Your speci c responsibili es
Agree to regular medical examina ons
You must submit to any medical examina on that we require of you, as o en as required. We will pay for these medical examina ons.
No fy us of any death within 48 hours
If any person dies in an accident, you must no fy us within 48 hours. We may insist on a post-mortem examina on.
Prove a valid claim to get a pay-out
To qualify for a pay-out under this sec on, you need to rst prove that you have a valid claim under the motor sec on and have complied with all the terms and condi ons.
Seek immediate medical treatment
In the event of a personal accident likely to lead to a claim, you must immediately see a registered medical prac oner, and follow any treatment that is recommended.
Tell us of important changes
You must tell us immediately of any changes to the informa on you provided when your policy started.
Hollard Private Por olio 141