Page 72 - Hollard - Private Portfolio Policy Wording
P. 72
The following items of unspeci ed property are not covered:
○ any item with a value higher than the limit in the Schedule
○ vehicle sound equipment
○ computer equipment or accessories such as laptops, palmtops, notebooks, iPads, Kindles, smart devices and tablets
○ any electronic equipment other than stated above such as cameras, video cameras, hart rate monitors etc., with a value in excess of the limit stated in the Schedule
○ any telecommunica on devices
○ satellite naviga on systems (GPS)
○ stamp or coin collec ons
○ camping equipment, or the contents of caravans
○ golf clubs
○ pedal-cycles
○ remote-controlled aeroplanes/drones
○ property that is more speci cally insured.
If you need cover for any of these items, you must specify them.
Speci ed property
Any item of property that is speci cally listed in your Schedule is covered.
This includes caravan contents such as household goods, whether in the caravan itself or the side tent.
Personal computers – extended cover for laptops and desktops.
Any personal computer you specify. The cover is described in the policy sec on "Personal Computers". Check your Schedule now to see if you have speci ed your personal computer and what cover you have selected.
Items kept in a safety deposit box
If items are kept in a safety deposit box in a bank or private vault and stated in the Schedule as such, cover will be valid only if they were actually in the safety deposit box in a bank or private vault at the me of loss, the or damage. If you remove these items without no fying us, you will be covered up to the limit stated in the Schedule.
Therefore make sure you advise us if you remove it, and arrange for full cover outside the safety deposit box.
Addi onal cover you can choose
Applies only if speci ed
In addi on to the standard cover outlined in the preceding pages, you can also choose to be covered for loss or damage in the case listed below. Check your Schedule now to see if you have chosen this addi onal cover.
All Risks
70 Hollard Private Por olio
