Page 74 - Hollard - Private Portfolio Policy Wording

○ the of the pedal-cycle or any parts, while le una ended unless they are:
– locked away in a building; or
– securely locked to an immovable object, vehicle or trailer by an approved lock and cable, or chain; or
– locked inside a vehicle or trailer, and there are clear signs of forced entry
○ the during an event, unless your pedal-cycle is le in a designated secure area provided by an o cial organiser such as a club or accredited cycling body
○ the , loss or damage while the pedal-cycle, wheels or parts are in transit, unless:
– they are a ached to a vehicle or trailer with an approved lock and cable, or chain; or
– locked inside a vehicle or trailer; or
– the bicycle carrier is securely bolted or locked to the vehicle or trailer by an approved lock
– the frame and wheels of the bicycle are secured to the bicycle carrier with an approved lock, cable or chain
– there are clear signs of forced entry.
Your speci c responsibili es
Be aware of your responsibili es
Some of the terms below require speci c ac on on your part. In such cases, you must do what is asked of you, or we may reject your claim.
Keep jewellery in a safe
You must keep all jewellery or watches valued at more than the amount stated in the Schedule in a securely locked wall- or oor-mounted safe when not in use.
Jewellery kept in a bank safe deposit
You must advise us if jewellery kept in a bank safe deposit is removed from it.
Provide us with jewellery cer cates
Before your cover starts, you must provide us with a valua on cer cate from a registered jeweller or valuator for all items of jewellery. If you do not, we will not pay you more than the limit stated in the Schedule for jewellery, gold, silver, pla num, watches, and precious or semi-precious stones.
All Risks
Approved lock, chain or cable
Approved means:
○ a cable that is at least 12 mm thick with an integrated lock; or
○ a chain that is at least 12 mm thick with a closed-shackle padlock.
72 Hollard Private Por olio