Page 101 - Hollard Private Portfolio - Version 3.3

Motor
Emergency hotel expenses
We will pay for up to two days of necessary emergency hotel expenses if you are stranded more than 100 km from your home as a result of an accident, or the theft of your car that you are allowed to claim for. You can claim this cover only once every 12 months.
Emergency-services expenses
We will pay for the costs charged by any emergency-services provider – such as the fire brigade – that has to be called in to respond to an insured event.
Keys, locks and remote controls
We will cover the costs for the following:
○ Replacing stolen or damaged keys, remote control units and locks for your vehicle.
○ Replacing keys and remote control units of your vehicle if you suspect that an unauthorised person is in possession of duplicates.
○ Re-programming of any related vehicle systems, like central locking and alarm systems.
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Medical benefit
We will pay the medical benefit for any occupant of the vehicle who sustains bodily injury as a direct result of an insured event involving the vehicle. If you are covered under the "EnRoute" section of this policy we will not make any benefit payment under this extension, and all claims must be submitted under the "EnRoute" section.
Aftermarket accessories and equipment
Will not pay more than the limit stated in the Schedule for loss or damage to aftermarket accessories and equipment that are not specified (excluding sound equipment).
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you must specify these accessories and equipment.
Riot and strike cover outside South Africa and Namibia
We cover you for certain events under the Motor, All Risks and Accidental damage sections not covered by Sasria, but only in Botswana, Lesotho, eSwatini, Malawi, Mozambique, Zambia and Zimbabwe.
We cover you for loss or damage caused by:
○ civil commotion, labour disturbance, riot, strike or lockout; and
○ the act of any lawfully constituted authority in controlling, preventing, suppressing or in any other way dealing with it.
We do not cover loss or damage:
○ for any work, process or operation that is interrupted or delayed
○ caused by permanent or temporary dispossession as a result of confiscation, commandeering or requisition by a lawfully constituted authority.
Theft of spare wheels
We will cover the theft of the spare wheel fitted to the outside of your vehicle up to the amount shown in your policy schedule, on condition that:
○ You have a factory- fitted or Vesa-approved wheel-lock to the spare wheel. If you do not have the required wheel-lock fitted to your vehicle, an excess will apply.
○ The spare wheel must have been forcibly or violently removed from your vehicle.
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