Page 100 - Hollard Private Portfolio - Version 3.3

In addition to the standard cover outlined in the preceding pages, you are also covered for the following.
Window glass
You are covered for accidental damage to any fitted window glass, such as the windscreen and side windows. A claim for window glass will not affect your premium.
Sound equipment
We will pay for accidental loss or damage to any factory-fitted sound equipment originally fitted by the manufacturer, during the production of the vehicle and included in the manufacturer’s specification. If the sound equipment is not factory-fitted, it must be specified separately in the Schedule.
Any theft of the sound equipment must have been the result of forced and violent entry into the vehicle. A claim for sound equipment will affect your premium.
Limits apply to the following
We also cover you for the events listed below, but only up to the limits stated in the Schedule.
Caravan, motorised caravan and trailer contents
All loss and damage covered
We will pay for accidental loss or damage to your caravan/trailer contents from any accidental cause.
If your contents are stolen from your unoccupied trailer, caravan or side tent, there must be clear signs of forced entry or exit. Caravan/trailer contents do not include permanent fittings of the caravan or trailer.
We will not pay for loss or damage caused by the dishonesty of any person using your caravan/trailer.
If this limited amount is not enough to pay for the contents you may ask for additional cover.
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Courtesy vehicle
If your car is being repaired or serviced and you receive a courtesy car, we will cover you for loss or damage to the courtesy car, but only if all of the following applies:
○ You or the regular driver were driving the courtesy car at the time of the loss or damage.
○ The courtesy car is a passenger vehicle or light delivery vehicle (LDV) with a gross vehicle mass not exceeding
3 500 kg.
○ The courtesy car is not insured elsewhere for comprehensive car insurance.
We will not pay more than your car’s sum insured, as shown in the Schedule, after deducting your excess. Cover for the courtesy car ends when you return the courtesy car to the workshop.
Child car seat
We will pay for loss or damage to a fitted child car seat as a result of damage to the motor vehicle.
Damage due to vermin or animals
We will cover damage caused by vermin or domestic or wild animals. Vermin are animals and insects that can be harmful and are difficult to control when they appear in large numbers. Vermin include moths, rodents, termites, parasitic worms or any other animal or insect classified as invasive species.
Delivery after a claim
We will pay for the cost of delivering your vehicle to your home address after repairs after a valid claim.
Motor
98 Hollard Private Portfolio – Version 3.3 – 9 Feb 2023