Page 108 - Hollard Private Portfolio - Version 3.3

Motor
Third party, fire and theft
WHAT WE COVER YOU FOR (INSURED EVENTS) Third party, fire and theft
You are covered for accidental loss or damage to the insured vehicle caused by fire and theft, as well as any resulting liability to third parties.
SAFEGUARDING YOUR VEHICLE
Towing your vehicle to a place of safety
Fire or theft
If your vehicle is immobilised and cannot be driven or towed away as a result of fire or attempted theft, we will pay for it to be towed to a place of safety. We will also pay for any emergency repairs you authorised enabling you to continue on your journey, but you must obtain a detailed quotation first as well as an itemised invoice.
This must not exceed the limit stated in the Schedule.
Breakdown
If your vehicle is immobilised as a result of a mechanical or electrical breakdown, we will pay for it to be towed to a place of safety. We will pay this only once every 12 months, up to the limit stated in the Schedule.
WE ALSO COVER YOU FOR
We also cover you for the events listed below, but only up to the limits stated in the Schedule.
Aftermarket accessories and equipment
Will not pay more than the limit stated in the Schedule for loss or damage to aftermarket accessories and equipment (excluding sound equipment).
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us to specify your aftermarket accessories.
Riot and strike cover outside South Africa and Namibia
We cover you for certain events under the Motor, All Risks and Accidental damage sections not covered by Sasria, but only in Botswana, Lesotho, eSwatini, Malawi, Mozambique, Zambia and Zimbabwe.
We cover you for loss or damage caused by:
○ civil commotion, labour disturbance, riot, strike or lockout
○ the act of any lawfully constituted authority in controlling, preventing, suppressing or in any other way dealing with it.
We do not cover loss or damage:
Example
If you are travelling on the highway and smash into the car in front of you, we will pay only for damage to the other car; that is because the damage to your vehicle is not caused by fire or theft.
However, if your vehicle is stolen from a shopping centre, we will pay for the loss because it is caused by theft.
○ ○
for any work, process or operation that is interrupted or delayed
caused by permanent or temporary dispossession as a result of confiscation, commandeering or requisition by a lawfully constituted authority.
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Hollard Private Portfolio – Version 3.3 – 9 Feb 2023