Page 137 - Hollard Private Portfolio - Version 3.4

Pleasure-craft
Blockage of cooling systems
We do not cover loss or damage to motors as a direct result of blockage of the water intake or cooling system.
Leaving the pleasure-craft unattended
There is no cover if the pleasure-craft is unattended and left moored or anchored off an exposed beach or shoreline, resulting in it being stranded, sunk, swamped or going adrift.
Liability to third parties
There is no legal liability cover in the following instances:
○ Accidental death or bodily injury
You are not covered for legal liability in the event of accidental death or bodily injury to any of the following
people:
– A fare-paying passenger.
– Family members or people insured under this policy, whether they live with you or not.
– A person in your employ.
– Any person being conveyed on or inside your pleasure-craft while it is transported over land, sea or air.
○ Loss or damage to property
You are not covered for legal liability for loss or damage to the following kinds of property:
– Property belonging to you, leased, hired or borrowed by you, or in your care, custody or control, or that of anyone acting on your behalf.
– Property conveyed or about to be conveyed in or on the pleasure-craft, except for property belonging to passengers and water-skiers.
○ Pleasure-craft towed by your pleasure-craft
No liability cover for loss or damage to a pleasure-craft which does not belong to you, while it is being towed by
your pleasure-craft, other than if the pleasure-craft is in distress.
○ Transport by road
No liability cover while the pleasure-craft is being transported by road.
○ Costs or expenses due to advice or treatment
No liability cover resulting from advice or treatment, other than first-aid treatment, which was given or
administered by you or any person acting on your behalf, while using the pleasure-craft.
Motors accidentally immersed
There is no cover for loss or damage to motors accidentally immersed in water, unless you have taken reasonable steps to flush and repair them immediately.
Non-seaworthy pleasure-craft
There is no cover for loss or damage caused directly because your pleasure-craft is not seaworthy or has not been maintained according to the seaworthy requirements of the Merchant Shipping Regulations of 2007 (as amended from time to time), issued by the South African Maritime Safety Authority. This applies regardless of where you use the pleasure-craft.
Pollution or contamination
There is no cover for liability, loss or damage caused by or related in any way to pollution or contamination, unless it happens suddenly, accidentally and unexpectedly. There is also no cover for the cost of removing, nullifying or cleaning up, seeping, polluting or contaminating substances, unless it happens suddenly, accidentally and unexpectedly.
Pollution or contamination means the discharge, release, dispersal, seepage or escape of any solid, liquid, gas, contaminant or pollutant. For example: humidity, fumes, smoke, soot, chemicals, acids or waste.
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