Page 138 - Hollard Private Portfolio - Version 3.4

Pleasure-craft
Sails and protective covers
There is no cover for loss or damage to sails and protective covers that are torn by wind or blown away whilst set, unless caused by:
○ Damage to the spars (poles) to which the sails are rigged.
○ The pleasure-craft being stranded or sunk.
Superficial damage
There is no cover for superficial damage such as scratching, bruising or denting.
Theft or attempted theft
There is no cover for theft or attempted theft of fixtures, fittings, equipment and outboard motors of the pleasure-craft unless there are visible signs of force.
Unsecured outboard motors
We do not cover loss or damage to outboard motors that fall overboard because they are not securely chained or bolted to the pleasure-craft.
Uses of your pleasure-craft
We do not cover your pleasure-craft while it is used for any of the following:
○ Racing of any kind.
○ Speed trials, other tests or contests of any type.
○ Competitions, including regattas.
○ Commercial purposes, such as for a business, trade or profession.
○ Hiring it out for any purpose.
○ Carrying passengers for reward.
○ Towing or salvage services under contract.
Your specific responsibilities
You must have a skipper’s licence, and be 16 or older
In the event of a claim, you must be able to show us that you had a valid South African skipper’s licence at the time, and are 16 years of age or older.
This also applies to any person who may have been piloting your pleasure-craft at the time with your permission. If the pleasure-craft is conveyed on land, the driver must have a valid driver’s licence.
Tender boat must be marked
Your tender boat must be permanently marked with the name of the parent craft it belongs to.
A valid skipper’s or driver’s licence
A valid skipper’s, driver’s or learner’s licence is one that:
○ has been obtained from the correct authority, for the correct category
○ has been renewed on time
○ has not lapsed, or been cancelled or suspended.
136 Hollard Private Portfolio – Version 3.4 – 17 Aug 2023