Page 64 - Hollard Private Portfolio - Version 3.4

Household contents
The Certificate of Compliance or proof of installation must be provided to your broker soon after the device was installed. If you are not able to provide proof of installation or have not met the surge protection requirements, your cover will be limited, and you will have to pay an excess for power surge claims.
○ Lightning conductor
If a lightning conductor is installed it must comply with the following requirements:
– The lightning conductor must be installed, operated and maintained according to the manufacturer’s specifications.
– The lightning conductor must be of adequate height to protect the building at a minimum angle of 45˚ from the top of the building to ground level and needs to be earthed.
In addition, the following conditions apply to roofs of thatch or wood and chimneys:
○ Thatch roofs
– Under no circumstances should steel pipes, cables or electric wiring be in direct contact with the
thatch.
– We do not cover loss or damage to solar installations that are fitted on a thatch roof.
– There must be adequate clearance between the thatch and metal objects under it.
– Where metals used in the construction of the roof are not bonded and earthed, a minimum clearance of one metre must be maintained between metals in the roof, water pipes, vent pipes, tanks, gas pipes, antennas, telephone, bell wires, burglar alarms, electrical wiring and conduits.
○ Wood or thatch roofs treated with fire retardant
– If you have a wood or thatch roof and it is treated with a fire retardant, then it must be maintained
according to the manufacturer's specifications or at a minimum interval not exceeding 3 years.
– You must supply us with written proof of this, if required by us.
○ Conditions for a chimney
You must take all reasonable steps to make sure that your chimney complies with the relevant National Building Regulations regarding the height of the chimney and the materials used to construct it. The following conditions also apply to chimneys:
– The chimney must not create a fire hazard to any adjacent material.
– A non-combustible flashing must be installed on the roof around the chimney.
– The chimney must protrude at least one metre higher than the thatch around it on all sides.
Surge protection requirements
If you choose to install a surge protector, it must be as per the SANS/IEC 61643-11 low voltage surge protection standards,
installed on the main electrical distribution board and the device must:
○ Be a type 2 device.
○ Be designed to withstand at least peak surge currents of 40kA (/max).
○ Be wired in terms of SANS 10142-1 Connection type 2.
○ Have a status indicator to indicate if the protector is operational or not.
○ Be installed by a registered electrician who must provide either of the following:
– A Certificate of Compliance for the installation.
– Proof of installation stating the adherence to the required electrical standards and regulations at the time that the device was installed, as well as complete the Surge arrester checklist form, which you can request from your broker.
The Certificate of Compliance or proof of installation must be provided to your broker soon after the device was installed. If you are not able to provide proof of installation or have not met the surge protection requirements, your cover will be limited, and you will have to pay an excess for power surge claims.
62 Hollard Private Portfolio – Version 3.4 – 17 Aug 2023