Page 65 - Hollard Private Portfolio - Version 3.4

Household contents
Renewable energy equipment and/or photo-voltaic systems
If you have renewable energy equipment and/or a photo-voltaic system (commonly referred to as a solar PV system), including inverters, batteries and fixed generators attached or permanently fitted to the building and you are legally and financially responsible for it, cover is subject to the following conditions:
○ We do not cover loss or damage to solar installations that are fitted on a thatch roof.
○ We do not cover loss or damage to solar geysers or hybrid solar system installations where the roof structure
was not capable of bearing the additional weight of the installation.
○ Your Household contents sum insured must include the value of these items to avoid underinsurance. You also need to double check that your sum insured is still sufficient at policy anniversary, as it is possible that the cost of these items will increase by more than the inflationary percentage applied to your overall Household contents sum insured.
○ Cover is on condition that the equipment is not covered on any other policy.
○ You are unable to insure the items under the Buildings section, for example as the owner of a sectional title
building under your rental agreement or sectional title lease agreement.
○ The equipment must be installed by a registered electrician who must provide either one of the following:
– A Certificate of Compliance for the installation.
– Proof of installation stating their adherence to the required electrical standards and regulations at the
time that the device was installed.
Any items forming part of the installation of renewable energy equipment that are intended to be kept or used outdoors, are covered for theft even if there are no visible signs of forcible or violent entry to or exit from the main building or the property.
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