Page 91 - Hollard Private Portfolio - Version 3.4

Cyber insurance
Computer systems in the following instances
There is no cover if you use computer systems when it has not:
○ Completed development.
○ Passed testing, including security assessments.
○ Proved to be successful in a live environment.
Contractual liability
There is no cover for contractual liability that you accepted by way of a contract with a third party. This exclusion does not apply to the Data.
Events before the cover start date
We do not cover events which occurred or which you knew could lead to a claim before the cover start date.
Failure or interruption of IT infrastructure or related services
We will not cover failure or interruption of IT infrastructure or related services not under your control such as telecommunication, internet service, satellite, cable, electricity, gas or water providers.
Failure to comply with the authorised regulator
There is no cover in the event of failure to comply with the authorised regulator for the use of personal data under the data protection laws.
Failure to pay for, renew or extend
There is no cover in the event of failure to pay for, renew or extend any lease, contract, licence, or order to supply goods or services.
Failure to remove a website or webpage content
We will not cover your failure to remove a website or webpage content controlled by you after receiving a complaint or request to do so.
Faults or defects
We will not cover faults, defects, errors or omissions in designs, plans or specifications of your computer systems making them unfit for purpose.
Fines, damages or penalties
We do not cover fines, non-compensatory damages including constitutional, punitive, multiple, exemplary or liquidated damages or penalties.
Illegal or unlicensed software
There is no cover for the use of illegal or unlicensed software.
Improvement costs
There is no cover for costs to improve your computer system after a claim event unless it is unavoidable.
Intentional acts
We do not cover liability, loss or damage caused by criminal, dishonest, reckless or intentional acts committed by you, members of your household or a co-insured. This includes if the event happens with your or their knowledge or consent.
Investment or trading losses
There is no cover for investment or trading losses, including the inability to sell, transfer or dispose of securities.
Lawful seizure
We will not cover seizure, confiscation, demand, destruction or damage to your computer system due to the action, requirement or order of any government, regulator, court or other body acting within its lawful authority.
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