Page 32 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Alcohol distilleries
Alkali manufacturers
Alum manufacturers Aluminum manufacturers Ammonia manufacturers Ammunition/arms – all Amusement arcades Analytical labs & chemists Aniline dye manufacturers Animal fat extractors
Animal feeds – manufacturing Artdealers
Art galleries (Public)
Antique dealers
Artificial flower manufacturers
Artificial limb manufacturers
Artificial manure works
Artificial resin manufacturers
Artificial silk spinners and manufacturers
Artificial stone manufacturers Artists’ studios
Asbestos, asbestos millboard & asbestos product manufacturers/ wholesalers
Assayers (gold and silver) Assembly halls (not church halls)
PL – accommodation See Cattle Feed
• Subject to proof of value
• Certified Sprinkler Required • Subject to proof of value
• Certified Sprinkler Required Excluding plastic
PL – excluding asbestosis
X 5 4
R 2 3
R 2 3
H 2 2
R 2 3
D 5 5
D - 5
X 5 4
R 4 3
R 4 2
H 2 1
B D -
B E -
B E -
B C -
B F -
F F -
F F -
B D -
B E -
B G -
B F F
R54BE-
R 5 4
R 5 4
R 4 2
X 3 2
X 2 2
R 2 2
B E -
B E -
B E -
B D -
B D -
B E -
R32BE-
M 3 2
X 4 2
R 3 2
M 5 4
H - 3
B B -
B D -
B F -
B B -
B C -
Astronomical instrument manufacturers:
1. Metal/electronic 2. Others
Athletic clubs:
1. with stands and pavilions 2. without stands or pavilions
4 4
B D
4 4
F E
-
-
-
-
M4F X4F
R2-
R2- Attorneys L12A--
4 4 4
F F F
Auctioneers’ salerooms:
1. Livestock
2. Motor vehicles
3. Others incl. furniture
1. GIT:FCOonly
2. Theft: subject to proof of value
3. Fire/G I T/ Theft: subject to proof of value
D 5 - D 5- R 5-
-
-
-
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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