Page 35 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Genl. & Ten
Liability
Occupation
Comments
Fire
G IT
Prods
Defect Work
Books:
1. Binders (workshops/stores) 2. Clubs
3. Dealers (distribution/stores)
2 2 3
D C C
-
-
-
Boot and shoe:
1. Factories
2. Warehouses
3 3
C C
-
-
Borax manufacturers
Bottle merchant stores (no plastic) Bottle stores (wines, spirits, beer) Bowling alleys/pavilions
Braid manufacturers
Brake & clutch lining
Bran mills
Brass founders and finishers
Brewers’ grain driers
Bridges, piers and landing stages (including all buildings thereon)
Briquette manufacturers Broadcasting studios and transmitters Broiler farms
Bronze manufacturers
D2C H2B H2C
X3D X3D
R42DD -
X4C R3C
2 2
B C
Bottle manufacturers:
1. Glass 2. Plastic
-
-
Manufacturers Certified Sprinkler Required
H 3 2
X 5 4
X - 3
X 2 2
X 1 2
R 2 2
H 2 2
B B -
B C -
C C -
C C -
C F F
D C -
B B -
3 3 3
D E B
Breweries:
1. Beer
2. Bottlers
3. Warehousing
-
-
-
3 3 3 3 3
B C B B B
Brick & tile:
1. Manufacturers – no baking
2. Manufacturers – oven baking
3. Manufacturers – open
4. “Green bricks” – in any form
5. Dealers/merchants/ warehousing
Certified Sprinkler Required
Certified Sprinkler Required
Refer to HSBU for livestock See Agencies
No vehicles
H4D H4D H4B
X22DC -
X3D R 3 D X3D D3D H3D
D-1DFF
R 2 2DD -
X 4 2CC -
X 4 3BD -
L1- L1- L1-
M4-
H 2 3 B C -
-
-
-
-
-
1 2 1 4
A B F D
Broking Services:
1. Insurance type products 2. Livestock etc.
3. Labour
4. Transport
-
-
-
-
7
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020