Page 37 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Car alarms:
1. Manufacturers 2. Dealers/fitment
2 3
C C
-
D
Car-polish manufacturers
Car wash/valet
Car windscreen fitters and dealers Caravans in the open – holiday Sites Caravans In the open – dealers
Carbon manufacturers Carbon-paper manufacturers Carbonisers (rag)
H2D X2D R23BDD
M23DDD
M 5 D 2 D 2
2
3
3
CF F
BB -
BB B
3 3
B C
Caravan, luggage-trailer manufacturers:
1. With woodworking 2. No woodworking
Certified Sprinkler Required Certified Sprinkler Required
Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required
X 2 H2D
D
C D -
C D -
C D -
D D
R 2 1
R 2 1
R 2 2
Carpets and rugs:
1. Cleaners
2. Manufacturers – no weaving 3. Manufacturers – weaving
4. Warehousing/dealers/ fitting
Carriage and coach builders:
1. Metal 2. Timber 3. Plastic
4 3 3 4
B B C C
2 2 2
B D D
C - - D
D D D
H3C Certified Sprinkler Required X3C R3C D3C
Carriers’ warehouses (freight) Carton manufacturers Cartridge manufacturers Cartridge-case manufacturers
Carvers and gilders
Carvers
Cash loans
Casinos, betting, gambling
Cast-iron pipe manufacturers Catering services
Cattle-food manufacturers
Cattle markets and auctions
Cellular plastics goods, manufacturing
• •
D 4 2
D 2 2
R 3 3
H 3 3
R 3 2
M 3 2
M- 5
D 4 5
M 1 1
H 5 3
H 2 1
D 5 4
D 2 3
C D -
D C -
C C C
C C C
C C C
B B B
B - -
D D -
B D -
C D -
B F F
F D -
F F F
Certified Sprinkler Required See Warehouses
Metal only
Wood included
Certified Sprinkler Required
Stone only
See Animal feed See Auctioneers
M2D R2D R2D
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020