Page 38 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Cellular phones:
1. Outlets
2. Warehousing
5 4
B B
D D
M4C M4B
Cellulose-paint manufacturers Cement manufacturers Chain-stores – see Retail stores Chair-webbing manufacturers
Chamois-leather dressers Chandlers
Certified Sprinkler Required
See Holiday flats Rented Rented
No woodworking Including pressed “green” pellets
Certified Sprinkler Required
Certified Sprinkler Required
Certified Sprinkler Required See Pharmacy
See Winemakers
R2 2
M1 1
-- -
X2 2
D D C
C D D
- - -
C B C
4 4
B C
Chalets:
1. Standard construction 2. Non-standard
-
-
Charitable societies: 1. Homes
2. Workshops
Charcoal:
1. Manufacturers 2. Dealers
Chemicals:
1. Manufacturing, non-hazardous 2. Manufacturing, hazardous
3. Warehouses – non-hazardous 4. Warehouses – hazardous
5. Sales – non-hazardous 6. Sales – hazardous
2 2
B B
2 2
B B
2 2 2 2 2 2
C F C F C F
-
C
-
-
-
-
-
-
-
-
Chemists
China/glassware manufacturers Chocolate and cocoa manufacturers Chromium platers
Christmas cracker manufacturers
Cider manufacturers
Cinemas (film shows only)
Cinema, film, distributors and dealers
M2D X2D
D22BB-
X23DD-
H2C X2E
D2D R2D
X3D D5F X3D D5F X3C D5F
------
M5 2
H3 3
M2 3
X3 2
B E -
B D -
B B C
B D -
3 3
B B
Churches, church halls, chapels:
1. No orchestra/musical instruments 2. Orchestra/musical instruments
M1B M4B
X23BD -
X3D X3D X3D X23DD -
X43BD -
-
-
4 4 4
C C C
Cigar and cigarettes:
1. Manufacturers
2. Warehouses (excl. bonds) 3. Dealers/rooms
-
-
-
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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