Page 39 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Circuses Cleaning services
Cloth-button manufacturers Cloth dressers and finishers Cloth raising
Clothing manufacturers:
1. Excl. waterproof garments
Including waterproof garments
Work away
No Professional Indemnity
Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required
Rubber, nylon including fabrics Certified Sprinkler Required
X5 5 F F -
M33DD D
M2F M2F M2F m3F m2F
R 2 5B C -
R 3 5B C -
R 2 5B C -
X55BD-
R55CD
H5C H5C
D5F D5F X5F D5F M3E
D2F R2F R22DD -
D2F D2F R22DD -
R32CD - X32BC -
X33BD -
3 3 3 3 3
B B C C C
Clinics:
1. Consulting rooms (GP’s etc.) 2. In-patient/day clinics
3. In-patient/overnight
4. Hospital
5. Health
-
-
-
-
-
Clothing:
1. Warehouses 2. Shops
Clubs and clubhouses:
1. Night
2. Gambling 3. Social
4. Political 5. Golf
Coal and coke:
1. Manufacturers 2. Dealers
5 5
C C
5 5 5 5 3
F F F F E
3 3
D D
-
-
-
-
-
-
-
F F
Cocoa manufacturers
Cod-liver oil manufacturers Coffee and chicory:
1. manufacturing and roasting 2. warehouses
Cold-storage – warehouses
• •
See Mining
Certified Sprinkler Required
Consider flammable insulation used
Certified Sprinkler Required
2 2
D D
Coconut-fibre goods:
1. Manufacturers 2. Warehouses
-
-
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020