Page 41 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Convents (no schools/colleges) modern
Cooked meat manufacturers
Cooking-fat and dripping manufacturers & retail
Cooking-oil manufacturers and refiners
Copper-goods manufacturers and smelters
Copper merchants’ warehouses (wholesale)
Copper-plate engravers
Corn merchants’ warehouses Corn mills
Cosmetic manufacturers
Cotton mills & warehouses
Country trading stores Country estates
Crematoria
Creosote manufacturers/works Curriers
Custard powder
Cutlery manufacturers
Cutlery, tool dealers (wholesale) Cycle dealers (wholesale)
Cycle manufacturers
Property in the open will always be a problem
L22BD-
M 4 3 B D -
D22CF-
D22DD-
X2D H2B H2B
H33DDD M33BCC
H33BB B
D2D D2F
4 3 3
C B B
Co-operatives:
1. Country (small towns) 2. City
3. National footprint
2 2
C C
Certified Sprinkler Required Certified Sprinkler Required Same premises Restrict SI for cigarettes Trustee Liability is restricted
D 2 3
D 2 2
R 3 4
R 2 2
X 3 4
M 2 3
C E -
D D -
B D -
C D -
C D -
C C -
2
2 2
F
F F
M1F
M1F
H1F
D1 1
D1 1
D2 2
C C -
C C -
D D
D B B
Cork products:
1. Manufacturers 2. Food application
-
-
Courses:
1. Golf, Putt-Putt, other – no vehicles 2. Vehicle racetracks
3. With food and accommodation
-
-
-
3 3
B C
Curtains:
1. Makers
2. Wholesalers
Certified Sprinkler Required Certified Sprinkler Required
R 2 C H 2 C
-
-
• •
Certified Sprinkler Required Manufacturing
R 2 1
M 2 2
M 2 2
M 2 4
H 2 4
C E -
B C -
B C -
B D C
B D -
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020