Page 42 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
D.
Dado rails:
1. Manufacturing/installation 2. Sales
3 3
C C
-
D
Dairy incl. milk, cheese and the like:
1. Sales
2. Manufacturing and processing 3. Bulk storage (warehousing)
4. Transport and delivery
5. Wholesale, sales
2 2 2 2 2
C E D B B
-
-
-
-
-
Dancing academies & studios
Day nurseries
Dam builders
Dental laboratories, manufacturers, warehouses
Dentists’ surgeries Detergent manufacturers
Die casters
Disinfectant manufacturers Dispensing
Distilleries
Dock warehouses
Doctors’ surgeries
Doctors’ surgeries – no dispensing
Drapers’ warehouses Dressmakers' workrooms Drill halls
Dripping and fat refiners Driving schools
Drug manufacturers Druggists
Dry-battery manufacturers
No discos Children
See Construction
D3D X4D
M2D H2D H4D M5D M5D
X 1 2D D -
H 1 2D D -
- - -- - -
R32BD-
L22BD -
D32BF -
5 5
B B
Diamonds:
1. Cutters 2. Dealers
M5B M5B
See Pharmacy See Winemakers
M2 2
X 2 2
X 2 3
X 2 2
L 1 2
L 1 2
B E
B F
B D
B E
B F
B -
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2 2
B B
Drain-pipe manufacturers:
1. Plastic 2. Metal
R2E M2D
-
-
See Cooking fat Offices only Non–hazardous
X2 3
X2 3
M2 2
D 2 2
M 2 3
H 5 5
B C
C D
B B
D D
B F
B F
B F
C E
Wholesale H 5 4
H 3 3
4 4
4
B B
B
Dry cleaners (not laundries):
1. Shops
2. Depots
3. Any above, flammables in process
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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H4D X4E
R4F
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