Page 46 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Flock manufacturers
Flock merchants’ warehouses Floor cloth & linoleum Floor-polish manufacturers Florists
Flour mills
Foamed-plastic & foam-rubber manufacturing
Foundation-garment manufacturers Foundries
Freight warehouses
French polishers
Frozen-food factories
D 3 D 3 D 2 D 3
2 D D -
2 D D -
2 D C -
2 D D -
M1 1
D3 2
B B -
E D -
3 3
B D
Flying clubs:
1. Buildings/contents (no hangars) 2. Hangars (private)
Excluding aircraft or workshops Including by-products
See Warehouses Certified Sprinkler Required
H3D X1-
D22FF -
X2D H3D
3 3
B B
Footwear:
1. Factories
2. Warehouses
X2 2
D2 2
D 3 3
X 2 2
M 4 3 M3B M3B M4C
H3C H3D H4C
H4D D43BD -
D22F- -
H2B D3C
R 2 3 C C -
R 3 3 D D -
C D -
C B C
C D -
D D -
Furfarms X33BD-
B D -
-
-
-
-
Fruit & Veg:
1. Farms – no growing crops
2. Farms – growing crops
3. Warehouses, distributors, stores 4. Processors/packers
5. Driers and processors
6. Squash and syrup manufacturers 7. Canneries and bottlers
3 3 3
3 3 3
3
B B C
C C D
D
-
-
-
-
-
-
-
Fuel-oil distributors Funfairs and theme parks
Fungicide manufacturers Furdressers&dyers
Woodworking
3 3
B C
Funeral parlours:
1. No coffin manufacturing 2. With coffin manufacturing
-
-
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020 18