Page 47 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Furniture:
1. Warehouse/depositories 2. Warehouse-electronics 3. Manufacturers
4. Dealers, new
5. Second-hand dealers 6. Removals incl. storage
2 5 2 3 4 4
C D D C C C
-
-
-
-
-
-
Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required
R 2C
R 2D
D 2D
R 2C D2D H5D
D 3 2D D -
R 4 4E D C
R 4 4E D C
M1C H1C
M44CDD
H2F H2F D5F R5F
D23FF F
X22CC -
H3D X3D X3D
M2B M2D M2D
H34BC -
X11BB -
H42BD-
Furniture-polish manufacturers Furriers & rabbit skin dressers Furriers' workshops
Garden services (see tree felling – same principles apply)
Gasworks/bulk storage Gelatin manufacturers
Business All Risks!
CAR
Not working plants
Certified Sprinkler Required
G.
Galvanizers:
1. As a separate trade 2. With metal working
1 1
B B
C C
3 3 3 3
C C C C
Gas:
1. Fitting – domestic
2. Fitting – industrial
3. Works/plants
4. Filling of cylinders/ dealers/sales
F F F F
General Dealers:
1. Malls
2. Country
3. Flammables
Generators:
1. Sales
2. Repairs
3. Sales and repairs
3 4 4
B C C
3 3 3
B C C
-
-
-
B D D
Gifts and novelties
Gimp & silk-cord manufacturers
Glass bevellers, cutters, grinders, engravers, gilders, stainers
Glass manufacturers Glass-paper manufacturers Glass merchants (wholesale) Glass greenhouses
Fire/lightning only
H 4 2C
H 3 2D
M 4 2B
D 4 2E
D - D - D - C -
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020