Page 49 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Hatcheries fish farms No livestock M 2 2 B C
Haulers H53CDD
Hay and straw dealers
Health and wellness spa/club Heavy machinery
Hemp mills/warehouse Hessian dealers
Historic buildings
Holiday camps, chalets, flats Knitting supplies
Koi-fish dealers
L.
Laboratories – non-manufacturing Lace factories & warehouses Lacquer manufacturers/warehouse
Lamp manufacturers Lampshade manufacturers Lamp-wick manufacturers Landing stages, jetties, piers Lanolin manufacturers
Lard refiners & manufacturers
Certified Sprinkler Required
Certified Sprinkler Required
Electric No plastics
Certified Sprinkler Required
D 2 2
M 2 3
M 1 1
D 2 3
D 2 3
D 3 3
R 2 4
H 3 2
M 5 3
X 4 2
R 2 2
D 2 2
D D -
C F -
B D D
D D -
D D -
D - -
D D -
B C -
B F -
B F -
B E -
B D -
3 3
B B
Laminated:
1. Glass manufacturers 2. Flooring
X5C X3C
-
-
H 2 2
X 2 2
X 1 1
X 4 2
D 1 1
D 2 2
B D -
C C -
D D -
F F -
B E -
B E -
Laser:
1. Equipment manufacturers 2. Services
Lawnmowers:
1. Sales
2. Sales and repairs
Laundries and launderettes:
1. No dry-cleaning – self-help 2. Dry-cleaning
Leather and hides:
1. Tanneries
2. Dressmaking
3. Leather goods manufacturing incl.
shoes, jackets, garments 4. Warehousing and sales
5. Distribution
3 3
B B
3 3
B B
4 4
B C
2 2 4
4 3
C B C
B B
-
-
D D
-
-
-
-
-
-
-
H3F M3F
M2C M3D
M3- H3C
R5B X5B X5C
H5B H5B
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020