Page 52 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Motor garages:
1. Filling stations
2. Filling stations with repairs
3. Filling stations with repairs and shop
4. With ATM on premises 5. Motor panel beaters
3 3
3 5 5
C C
C C C
C D
D D D
Motor-vehicle manufacturers:
1. Metal/steel 2. Fibreglass 3. Kit cars
3 3 3
C D D
F F F
H3C X3D
X3D X3D X3D
Certified Spri§nkler Required X2F D2F D3F
Motor vehicles in the open Motor vehicle rental
Museums (public)
Mustard manufacturers
N.
Neon-light manufacturers Newsagents (wholesale only) Nickel-plating works
Accumulation! Offices only
R 2 4
M 2 4
C C -
B C -
1 1
C C
Mungo:
1. manufacturers
2. merchants and warehouses
• •
Certified Sprinkler Required Wool
X 1 C X 1 C
-
-
R 4 4
C D -
4 4 4
C D C
Musical instruments:
1. Manufacturing – metal only 2. Manufacturing – wood
3. Warehousing and sales
M2C X3C M4C
-
-
-
X 1
X 3 H 4
1 C D -
3 B D -
4 D C -
M2 2
B B -
Nightclubs D24EF-
Nitrates manufacturers Nunneries (convents)
Nursing homes
O.
Oil-based food (oil used in preparation, manufacture or process)
D22BB -
M21BB -
M2B
2 3
B C
Nursery:
1. No greenhouses 2. Including compost
No growing
plants/crops H 3
C
C -
C -
-
-
Chips and the like
L 2 2B
D 3 3B
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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