Page 53 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
P.
Paint:
1. Oil and chemical base 2. Water-based only
3. Warehousing and sales 4. Distribution
2 2 2 2
C B C C
-
-
-
-
Paper, toilet paper, wallpaper, cardboard box, envelope – all paper
Pharmaceutical manufacturers Pharmaceutical warehouses
Physiotherapist Pickle manufacturers
Piers (including buildings thereon) Plantations
Plaster of Paris manufacturers Plasterboard manufacturers Plaster moulders & workers Plasterers' workshops
Plastic, all types, manufacturing Plate-glass manufacturers Plate-powder manufacturers Platinum refiners
Play and theme parks
Certified Sprinkler Required Certified Sprinkler Required
Office premises only
R 3 C H3C X 3 C H4C
D32BF-
H3F D3F D3F
Pest control:
1. offices, sales
2. manufacturing
3. spraying or contracting
Pharmacies:
1. Local 2. Chain
3 3 3
B F F
3 3
B B
-
-
-
-
-
No dispensing M3F M4F
D34BF -
R34BD -
H4D X4D
H4D H4D
M22CF -
X11BD -
H3B X3C
4 4
4 4
B C
B C
Photography:
1. Studios
2. Film manufacturers, processors 3. Suppliers, stores
4. Equipment manufacturing
-
-
-
-
3 3
B C
Picture Framers:
1. No woodwork 2. With woodwork
B C
D1 2
D3 1
E D -
F F F
C D -
C D -
C D C
M 1 H 1 M 1 H 1
1
1
1
2 2
D C
Plaster goods (excluding cellular):
1. Manufacturers 2. Warehouses
Certified Sprinkler Required Not otherwise noted
1 X2D
X 2
B C C D
E E E
C D -
B D -
D D -
F - -
C C
D 4 3
H 4 4
H 1 1
X 2 5
D 2 2
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020