Page 56 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
Refuge centres-modern construction
Research laboratories
Restaurants
Rice mills Riding Schools
Roadhouse
Rolling mills
Roofing felt manufacturers
• •
Non-hazardous
Certified Sprinkler Required Certified Sprinkler Required
Refer HSBU
X 2 4 D D
D2F D2F X 2 2BD
X 1 E X 1 E X 3 3DD
H3C M3B M3E
D1D X1D X 2 2DD
R 2 4FD
M 2 F M2F
-
-
-
-
D
-
-
-
1 1
F F
Refuse destructors:
1. Chemical waste risks 2. Wastepaper
-
-
1 1
D E
Resin manufacturers:
1. Natural 2. Synthetic
-
-
Retail stores:
1. Country – no dispensing 2. Malls – no dispensing
3. Dispensing
Ribbon manufacturers:
1. Typewriter 2. Other
3 3 3
B B B
1 1
C C
-
-
-
-
-
Certified Sprinkler Required Certified Sprinkler Required
2 2
F F
Rifle Ranges:
1. Indoors 2. Outdoors
Also shooting ranges
CAR Liability
Certified Sprinkler Required Certified Sprinkler Required
Certified Sprinkler Required
Certified Sprinkler Required
X3 4
M1 1
R2 2
D D
C D
D D
-
-
Roof insulation/sealing:
1. Manufacturers 2. Contractors
3. Dealers
Rope & twine:
1. Manufacturers 2. Warehouses
Rubber and synthetic-goods manufacturers:
1. Foamed 2. Others
Rubber-reclamation works:
1. Foamed 2. Others
Rubber-goods warehouses:
1. Foamed 2. Others
2 2 2
D F C
2 2
D D
2 2
E D
2 2
E E
2 2
E E
F F -
-
-
-
-
-
-
-
-
• •
X2F M3F M2C
X 2 D X 2 D
D2D X2D
D2D D2D
D 2 E R2E
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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