Page 57 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
S.
Saccharine manufacturers
Sackcloth manufacturers/ warehouse Saddlers & harness manufacturers Sailcloth manufacturers
Sandpaper manufacturers Sauce manufacturers
Sauna baths
Sausage-casing manufacturers Sausage manufacturers Sawmills
Scenery (theatrical) stores
Security companies, including installations and repairs
Certified Sprinkler Required Certified Sprinkler Required
X 1 D 3 X 4 X 3
1C D -
3D D -
4B C -
3D C -
Salt:
1. Manufacturers – in the open
2. Merchants’ warehouses
Sand & gravel:
1. Quarries & pits 2. Merchants
1 1
B B
1 1
B B
-
-
C -
Wholesale H H1C
1
M1C M1C
C
Excluding plastic
Office premises only
No GPA/PA for learners For college/university – see Colleges
H1 1
H1 1
X1 1
M1 1
M3 3
D5 5
X4 4
L3 3
C C -
C D -
B D -
B D -
B D -
E D -
C C -
B F F
Schools:
1. Public schools
2. Crèche/nursery/day care 3. Private schools
Scientific-instrument manufacturers:
1. Metal/electronic 2. Plastic
3. Others
4. Warehouses
3 2 2
F F F
3 3 3 3
B C B B
-
-
-
-
-
-
-
H3F H3F H2F
M3B R3B H3B X3B
Scrap-metal merchants Scrap or salvage merchants Screen-process printers Sculptors’ studios Sealing-wax manufacturers
Certified Sprinkler Required
R 2 2
R 2 2
X 3 3
H 4 1
X 1 1
B C -
C C -
D C -
B C -
E D -
2 3
B B
Sectional titles:
1. Property
2. Administration
M1- M3-
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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