Page 59 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Soft-drinks (not on brewery premises):
1. Manufacturers 2. Warehouses
3 5
B B
-
-
Soft-goods merchants’ warehouses Solvent-extraction processes
Solvent (flammable) works & solvent or chemical effluent recovery works
Sound-recording studios
Spice grinders
Sports club pavilions & stadiums
e.g. soya bean
Excluding SABC Certified Sprinkler Required
M3D H5D
R 5 5 D D -
D 1 1 D D -
D11EE-
R 5 CC -
R 1 1 CD -
R 1 4 CE -
H3E
3 3
C C
Sports equipment:
1. Manufacturing 2. Sales/repairs
H3E Stables X25CD-
E E
Stained-glass manufacturers Starch manufacturers
Stationers’ & booksellers’ warehouses Steel & iron stockists warehouses Stocking manufacturers Stonemasons, quarries & works Stoneware manufacturers Strawboard manufacturers
String manufacturers Structural engineering works Stucco manufacturers
Stud farms
Sugar manufacturers & refiners Sugar merchants’ warehouses Sulfuric acid manufacturers
Surgeries – doctors, dentists, medical
Certified Sprinkler Required
Certified Sprinkler Required Excluding plastic
Agri wording Wholesale
X 4 1CD -
D 1 1DD -
X 4 C X4c
4 4
D C
Stationers:
1. Manufacturing
2. Dealers/distribution
-
-
X 4 4
M 2 2
D 2 2
M 1 1
H 1 1
X 1 1
R 1 1
H 2 2
H 1 1
R 2 3
R 3 5
R 5 5
R 1 1
D C -
B B -
C D -
B B -
B B -
C D -
C C -
B C -
D D -
B D -
D D -
C D -
C D -
5 5
C D
Supermarkets:
1. With sprinkler system
2. Without sprinkler system
X5D R5D
M 1 3 B D -
H3C X3C
-
-
3 3
B C
Surgical appliance – manufacturers & suppliers:
1. No plastics 2. With plastics
-
-
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Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020