Page 56 - Hollard Namibia – Motor & Household Policy Wording

Vehicles
Notify us of certain traffic offences
You must notify us if any of the following occurs:
o if your driver’s license has been endorsed, suspended or cancelled;
o if you have been charged or convicted of reckless or negligent driving;
o if you have been charged for driving under the influence of alcohol or drugs.
This also applies to any other person driving your vehicle. Non-disclosure of this information may result in the rejection of
your claim.
Report unauthorised use of your vehicle to the police
If anyone uses your vehicle without your knowledge or consent, you must lay a criminal charge against them within 48 hours. You may not withdraw the charge, even if your vehicle is later returned to you.
You must be aware of limits of indemnity
If more than one person is entitled to indemnity, any limitation applies to the total amount, and you will be given priority. In other words, you will be paid out first, according to your limit, even if it means that the other person gets less than they are entitled to.
Cover applies in Namibia and neighbouring countries
Cover is restricted to loss or damage within the territorial limits of Namibia, Botswana, Lesotho, South Africa, Swaziland, Malawi, Mozambique, Zambia and Zimbabwe. We may agree to extend the territorial limits on our terms, if you ask for it.
Take out separate insurance in neighbouring countries
If your vehicle is lost or damaged in one of the neighbouring countries where this policy is valid, the following conditions apply:
o If separate third-party liability insurance specific to the country concerned is required, we will not indemnify you for any legal liability that you may incur while using your vehicle there; so you are strongly advised to take out the required insurance in that country.
Arrange for repatriation of the vehicle
Where the vehicle sustains damage outside the borders of Namibia, you must arrange for the vehicle to be returned to Namibia. We will compensate you for the cost up to the maximum amount stated in the LIMIT SECTION.
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