Page 37 - Commercial Underwriting Mandates & Guidelines Binder Addendum
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Annexure C: Risk Classification
Occupation
Comments
Fire
G IT
Theft & Money
Liability
Genl. & Ten
Prods
Defect Work
BrushFactories
Builders, ironmongers, merchants, Stores
Builders, joinery, manufacturers (woodwork)
Buildings in course of erection Bulb growers
Bunting manufacturers
Butter manufacturers/ warehouse
CAR Liability Offices only
Survey compulsory
CAR
No growing crops
Certified Sprinkler Required
Survey compulsory Survey compulsory
Location!! Excluding plastics Sugar
See Food bottlers
R 2 2 D D -
D4B H4D X4D D2F
H55CCB
4 4 4 2
B C D F
Building:
1. Contractors:
i. With woodworking ii. No woodworking
2. Renovators 3. Demolishers
-
-
-
-
R 5 5
D - 3
D 3 2
R 2 2
D C -
D B -
B C -
C C -
3 3 2
D C C
Butchers:
1. Processed meat and sales 2. Sales only – public
3. Warehousing
-
-
-
2 2 2
C B D
Button & buckle manufacturers:
1. Bone horn and pearl 2. Metal
3. Plastic, wood
-
-
-
C.
Cabinetmakers, workshops:
1. No woodworking 2. Woodworking
2 2
B B
B B
Cable (electric) manufacturers Cafes
Cake-mix manufacturers Camera manufacturers Camping equipment – dealers Candied-peel manufacturers Candle manufacturers
Cane workers Canned-goods warehouses
Canners, bottlers (fish, fruit, meat, veg)
Canvas manufacturers Canvas warehouses
H3D M2D M4D
X42DD -
X2C M2C D2C
H2B R2B X42BC C
X44BD-
H42DD-
M 4 4
M 2 2
H 3 2
B DC
C CB
C D-
D42CF-
D32CDC
X 2 3
H 2 2
D 2 2
D 2 2
B C-
B D-
B DC
B B-
Commercial Underwriting Mandates & Guidelines Addendum – Binder – Version 4 2022
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