Page 38 - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C: Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Car alarms:
1. Manufacturers 2. Dealers/fitment
2 3
C C
-
D
Car-polish manufacturers
Car wash/valet
Car windscreen fitters and dealers Caravans in the open – holiday Sites Caravans In the open – dealers
Carbon manufacturers Carbon-paper manufacturers Carbonisers (rag)
H2D X2D R23BDD
M23DDD
M5 2
C
B
B
F F B - B B
D 2 D 2
3
3
3 3
B C
Caravan, luggage-trailer manufacturers:
1. With woodworking 2. No woodworking
Certified Sprinkler Required Certified Sprinkler Required
Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required
X 2 H2D
D
C D -
C D -
C D -
D D
R 2 1
R 2 1
R 2 2
Carpets and rugs:
1. Cleaners
2. Manufacturers – no weaving 3. Manufacturers – weaving
4. Warehousing/dealers/ fitting
Carriage and coach builders:
1. Metal 2. Timber 3. Plastic
4 3 3 4
B B C C
2 2 2
B D D
C - - D
D D D
H3C Certified Sprinkler Required X3C R3C D3C
Certified Sprinkler Required See Warehouses
Metal only
Wood included
Certified Sprinkler Required
Stone only
See Animal feed See Auctioneers
M2D R2D R2D
Carriers’ warehouses (freight) Carton manufacturers Cartridge manufacturers Cartridge-case manufacturers
Carvers and gilders
Carvers
Cash loans
Casinos, betting, gambling
Cast-iron pipe manufacturers Catering services
Cattle-food manufacturers
Cattle markets and auctions
Cellular plastics goods, manufacturing
• •
D 4 2
D 2 2
R 3 3
H 3 3
R 3 2
M 3 2
M- 5
D 4 5
M 1 1
H 5 3
H 2 1
D 5 4
D 2 3
C D -
D C -
C C C
C C C
C C C
B B B
B - -
D D -
B D -
C D -
B F F
F D -
F F F
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Commercial Underwriting Mandates & Guidelines Addendum – Binder – Version 4 2022