Page 9 - AreaNewsletters "Jan'19" issue

4 Instructions,especiallyhouseholdappliances 4 Insurance policies
4 Loan agreements
4 Marriage certi cate
4 Medical records
4 Mortgage agreements 4 Passports
4 PIN numbers
4 School transcripts
4 Service contracts
4 Tax returns (last 5 years) 4 Warranties
4 Wills
Some of these categories warrant their own sep- arate le. Some, like your important numbers, can be maintained in a small notebook. A good idea to have in case something might happen and a family member might have to step in to help. For the more important documents, you may want to keep the originals in a safe-deposit box. If you feel you need to keep a copy, then keep copies in your les.
• Keep your les simple: i.e., don’t get to speci c with your system or you’ll have more les then you’ll truly want to deal with. For instance, if you need to maintain travel les -- make a general le, Travel.
• If you don’t have time to le at the moment: Then keep 4 baskets, wire ones are the best: To Do, To Pay, To File, and To Read (for this you might want a larger basket with handles).
• Make ling a habit: Find a time during the week toemptyyourToFilebasketand lethoseneeded papers away. If you take this time each week to le, then it won’t take that long.
• Fine-tune later: At a later date, take a look at what’s in your les. Usually, you nd that a le is either underused or bulging. If you nd that you have only one or two things in a le folder, nd or create a le that’s broader in scope. Alterna- tively, if you nd that a folder is over owing with contributions, create subcategories, either by topic or by dates.
Are you ready to achieve your real estate dreams?
“I’ve lived in Colorado for 27 years, love it here, and want others to be able to find their slice of paradise
as well.”
Well I am here to help you!
I am so excited to be able to help people nd exactly what they want in this beautiful state of Colorado from Loveland to Larkspur.
9
Castle Rock “AreaNewsletters • January 2019