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P H O EN IX / Classified___________________W A N T A P SRea! Estate $150 per 5 word line, fill Other Want Ads $1 per line. $3 minimum. Deadline Monday, 7 pm.To place an ad call 643-1400 or send it withn payment to_________ Classified, The Phoenix 395 Atlantic Aven Brooklyn, N.Y. 11217' j ? 596-4660 ^|j * 189 COURT ST. t - .C L BROOKLYN, N.Y. 11201BROOKLYN HEIGHTS VICINITY BOERUM HILL22%u2019 Greek Revival. Duplex plus 2 ren tals. Good m echanics.L andscaped gdn. Del. vacant. $80M. CARROLL GARDENS LANDMARK BLOCK 25%u2019, 4-story brow nstone. O h%u2019g. details, lge. front gdn. $98M. Terms FORT GREENESpacious 5-story 22%u2019 partially renov. brnstone. Oh%u2019g. details. $59M.FORT GREENE4-story, 2-fam. twnhouse w/detail on Landmark Block. $42M.KLAHR REALTY 112 COURT ST.624-6084 or 624-1916HOUSES FOR SALE PARK SLOPEDetailed 2 family Federal. Needs cosmetics. So. gdn. Estate sale $29,500.Park view, 4 story brownstone. Comfortable owner%u2019s floor thru plus income. Owner retiring. $69,500.OTHERS! NAME YOUR PRICE/ OPFN 7 DAYSBryan P. Gay------ 7 6 8 -9 6 9 6 -------CLINTON HILL: Smashing corner triplex w/gdn, garage, income apt. Avail. Dec. after 1st class restoration. $75M. Transferable mortgage ($44M) or refinance. 636-8402 (N2)(M b eJflatbualiBrow nstoneA ltern ativeAFTER YOU%u2019VE SEEN THE HEIGHTS AND THE SLOPECall Mary Kay & Dale We Live Here!287-2260CARROLL GARDENS: Beautiful 4-family brnstone twnhse 2nd Place. xk block from IND. $72,000. Lucky buyer 2 apts. vacant Nov. 1. MA5-5360. Will show by appt. (N9)HOUSES FOR SALE BOERUM HILL Charming, detailed 3-fam. Good block. Owner leaving city. Move-in cond. Lower duplex vacant. Excel, terms priced to sell.BENSONHURST Sacrifice. All brick. Many extras. 2-fam. fin bsement. 3 bthrms. $54.5M.BATH BEACH4-fam. brick, semi-detached. In absolutely mint. cond. Compl. de-controlled. 5 rm. apt. avail, tor owner. $9bM.THE LOVING BERNARD ATKINS 160 MONTAGUE ST.643-0101HOUSES FOR SALE CARROLLGARDENS3-fam., magnif. restoration. Clean house, good income, good terms. $78M.;5-fam. brnstone. Beaut, street lovely gdn. Some work req. Gdn apt avail. $82M.PARKSLOPEGood block. 5-story corner twnhouse. 90% renov. loads of details. Mantels. Bay windows. Deliv. vacant. Suit 2-3 families. $105M.3-fam., excel, renov. close to everything. New kitchens, new bthrooms, $80M.WINDSOR TERRACE 3-fam. brick, 3 yrs. old. Fin. bsement. 4 bthrms. Many extras. Excel income. Good terms. $85M.THE LOVING BERNARD ATKINS 160 MONTAGUE ST. 643-0101HOUSES FORSALE PARKSLOPE4-story brick Federal. 2-duplex apts. Gas heat. Mod. kitchen & bths. $39.5M. Cash $8M. BESTVIEW REALTY 452 DEAN STREET 783-8022%u00bbusiness for SaleSALE: BEAUTY SALON Clinton Atlantic Avenue Area. Good Price 855-4129(N9)CountryProperty_____HUNTER MT. Ski rentals. Complete computerized listings. All houses, apts., areas. All prices. BOB &TAFFY JONES Rte. 23A, Haines Falls, N.Y. (UFN) 518-589-5051.IDEAL WOODED HOME SITE OR SKI CAMP 6.1 ace near Roxbury-Run Margarctville. $6,U00 down plus mortgage. Ncgot. Price. Owner- MAS7634. (UFN)R ea l E stateQ%u2019s & A%u2019sBy JOHN NOONANREALTORWHO ARE THE %u201cLENDERS%u201dQ U ESTIO N : In past columns, Ihave noticed the words \institutions.\are these \who finance home loans.A N S W E R : H is to ric a lly , th e n a tio n %u2019 s m a jo r s u p p lie rs of re side ntial m ortgages have been fin a n c ia l in s titu tio n s such as savings a nd loan associations, m u tu a l s a v in g s b a n k s a n d c o m m e rcia l banks. They have a c c o u n te d fo r as m u ch as 8 7 p e rc e n t of to ta l re s id e n tia l fina ncin g in years w hen deposit savings have been p le n tifu l, and as little as 70 p e rce nt in a year, such as 1 9 6 9 , w hen new savings deposits fe ll to a very low level and c re d it g en erally was scarce.Life insurance com panies alsopla y a sig n ific a n t ro le in the re s id e n tia l m o rtg a g e m a rk e t, alth ou gh th e ir p a rticip a tio n has declined considerably since the 1 9 5 0 's as they have shifted fun ds to h ig h er investm ent yields. O th er m o rtga ge lenders inclu de Federal a n d S ta te a g e n c ie s , p e n s io n fu n d s , re a l estate in v e s tm e n t tru s ts and ind ividu als. Savings and loan associations are by fa r the largest source o f m ortgage m oney of a ll the above. At th is tim e , they hold alm ost half of all o u tsta n d in g m ortgage debt.N o d n a nReal Estate2 9 5 EIGHTH S T R E E TBROOKLYN , N .Y . 11215(2 12) 7 BB%Q6 8 7Meet theModerns$15 Sale.T h e Brooklyn Philharm onia1978/79 SeasonLukas FossMusic Advisor & C o n d u c to r'All Concerts in the Lepercq Space, BAM, at 8pmNo. 1: January 5, 1979R ecent Latin CurrentsJorge V e lazc o , quest <. n d u c to rSilvestre Revueltas Homaqc to LorcaManuel E nrique/ New W ork (Am erican PremiereJoaquin Rodriqo Fantasia para un qentilhom bre Alfonso Moreno, soloist R odolfo H aiffter Don Lindo de Alm eriaNc. 2: February 2, 1979Pop Art, Y esterd ay and T od ayLukas Foss, conductorCharles Zachary Bornstein Eiqht Am erican Dreams Darius Milhaud Creation du mondeFrancis Thorne Pop Partita (World Premiere)Dwight Peltzer, pianist Nils Vigeland Sisters (World Premiere)Leonard Bernstein Masque from ''Age of A n x ie ty \Lukas Foss, pianistForum: Kurt Vonnegut, Larry Rivers and Mr. FossNo. 3: March 2, 1979G am e Art and G am e T heoryLukas Foss, conductorTom Johnson Risks Josef Haydn C iuoco Filarm onico W.A. M o /a rl Game of Dice Lukas Foss Map Stephen Sondheim, refereeForum: John Cage, others to be announcedNo. 4: April 6, 1979R ep etition and M editationLukas Foss, conductorJoel Thom e Guy KlucevsekPhilip Glass Frederic R/ewskiTraveller of the W orld (Premiere) C hrbm atrope for Solo A ccordion and Chamber Orchestra (World Premiere)New Work (to be announced) Coming TogetherForum: Allan Ginsberg, others to be announcedPlease send m e ________ M eet the M o d e rn s su b s c rip tio n s @ $ 1 5 pers u b s c rip tio n I enclose m y check p ayable to B A M forMarne___________________________________________ ______Address_______________________________________________C ity .State________ . ZipPhone (dav) (eve)______________earnBrooklyn Academ y of Music30 Lafayette Avenue, B rooklyn, N \\c%u2019 12 ) 0 JCi *41 GOY 1121/November 9,1978, T H E PHOENIX, Page 29