Page 3 - 2019-2020 Samples Placemat
P. 3
Template Design Options
Samples of services offered
11x17 poster (Suite 1) PowerPoint presentation (Suite 1)
2019
BENEFITS ENROLLMENT
Section header
2019
BENEFITS ENROLLMENT
© 2018 Lockton, Inc. All rights reserved.
[Rev 07/30/18] HC\EB\Shared Resources\EE Communications\OE Newsletter\Template Samples\2018-19\Chicago\Suite 1\Poster Suite 1.pdf
Postcard (Suite 1) Flyer (Suite 1)
RETIREMENT SAVINGS PLAN
IRS 401(k)
Maximums 401(K)
For 2018, you can contribute up to Your inancial security is important to you, your family, and to us as your
$18,500 to your 401(k) account.
If you are age 50 or will turn age employer. We want you to feel secure and prepared for life after your
50 by December 31, you may career. In partnership with [Carrier], our 401(k) plan is designed to help
contribute an additional “catch-up” you plan ahead and feel prepared.
contribution of $6,000.
2019 Employees are eligible to join the plan [customize as needed]
How the Plan Works
You can contribute before-tax dollars to your 401(k) account through
payroll deductions (up to the annual IRS limits)
You can contribute after-tax dollars to your Roth 401(k) account
through payroll deductions (up to the annual IRS limits); your savings
are not taxed when you withdraw them at retirement
BENEFITS The company may match up to [x] % of your contributions on a pay LIFE AND DISABILITY
What is Evidence of
INSURANCE
Insurability (EOI)?
period basis once you become eligible to participate
ENROLLMENT You choose how to invest your money in a variety of investment Life and disability insurance is provided through [Carrier].
If EOI is required this means you
must provide certain information
options
about your health in order for the
insurance company to review your
You are always 100% vested in your own contributions Basic Life and Accidental Death and
information and approve you for
coverage.
Your company contributions are subject to a vesting schedule of Dismemberment (AD&D)
[insert details] If you are newly eligible and have The company automatically provides you a beneit of [#] times your
not previously waived coverage, annual salary (up to $XXX,XXX), at no cost to you, for life insurance and
[Carrier] Tools you can elect up to the guaranteed accidental death and dismemberment insurance.
issue amount without submitting
EOI. You may be required to
[Carrier] offers retirement calculators and investment services which allow
submit EOI if you have previously
you to choose your own investments options or use a managed account Employee Voluntary Life and AD&D Insurance
waived this coverage or if you
plan which does the hard work for you. elect above the guaranteed issue You are eligible to purchase additional life insurance in increments of [X]
amount. times your annual salary up to a maximum beneit of [$XXX,XXX]. The
Remember to add a beneiciary for your 401(k) on the [Carrier] website same coverage options exist for voluntary AD&D insurance.
doc #
through their convenient online beneiciary tool. Please note, you will
need to elect a beneiciary for both your life insurance when you elect Spouse and Dependent Voluntary Life and AD&D
your life insurance, as well as through [Carrier] for your 401(k) plan. Insurance
If you elect voluntary life coverage for yourself, you can also elect
voluntary life coverage for your spouse in coverage increments of
[$X,XXX] up to a maximum of [$X,XXX]. Dependent child life coverage
is available in coverage levels of $2,000, $5,000, or $10,000. Voluntary
AD&D options are in increments of [#] times your annual salary up to a
maximum beneit of $XXX,XXX.
Short Term Disability (STD)
12 The company provides short term disability (STD) insurance to help
provide inancial security until you get back on your feet and return to
work. The plan covers [XX%] of your pre-disability earnings for up to
[XX] days. There is a [#]-day waiting period for illnesses, but coverage for
an accident will begin immediately.
Long Term Disability (LTD)
The company provides long term disability (LTD) insurance to offer you
inancial assistance in the event you are unable to work for an extended
period of time. The plan covers [XX%] of your pre-disability earnings,
but you have the option to purchase our buy-up LTD coverage for an
additional [XX%] of coverage. The maximum beneit of base coverage is
[$X,XXX] monthly; if you purchase the buy-up LTD coverage you may
10 receive an additional [$X,XXX] monthly.
3
Lockton Companies
Samples of services offered
11x17 poster (Suite 1) PowerPoint presentation (Suite 1)
2019
BENEFITS ENROLLMENT
Section header
2019
BENEFITS ENROLLMENT
© 2018 Lockton, Inc. All rights reserved.
[Rev 07/30/18] HC\EB\Shared Resources\EE Communications\OE Newsletter\Template Samples\2018-19\Chicago\Suite 1\Poster Suite 1.pdf
Postcard (Suite 1) Flyer (Suite 1)
RETIREMENT SAVINGS PLAN
IRS 401(k)
Maximums 401(K)
For 2018, you can contribute up to Your inancial security is important to you, your family, and to us as your
$18,500 to your 401(k) account.
If you are age 50 or will turn age employer. We want you to feel secure and prepared for life after your
50 by December 31, you may career. In partnership with [Carrier], our 401(k) plan is designed to help
contribute an additional “catch-up” you plan ahead and feel prepared.
contribution of $6,000.
2019 Employees are eligible to join the plan [customize as needed]
How the Plan Works
You can contribute before-tax dollars to your 401(k) account through
payroll deductions (up to the annual IRS limits)
You can contribute after-tax dollars to your Roth 401(k) account
through payroll deductions (up to the annual IRS limits); your savings
are not taxed when you withdraw them at retirement
BENEFITS The company may match up to [x] % of your contributions on a pay LIFE AND DISABILITY
What is Evidence of
INSURANCE
Insurability (EOI)?
period basis once you become eligible to participate
ENROLLMENT You choose how to invest your money in a variety of investment Life and disability insurance is provided through [Carrier].
If EOI is required this means you
must provide certain information
options
about your health in order for the
insurance company to review your
You are always 100% vested in your own contributions Basic Life and Accidental Death and
information and approve you for
coverage.
Your company contributions are subject to a vesting schedule of Dismemberment (AD&D)
[insert details] If you are newly eligible and have The company automatically provides you a beneit of [#] times your
not previously waived coverage, annual salary (up to $XXX,XXX), at no cost to you, for life insurance and
[Carrier] Tools you can elect up to the guaranteed accidental death and dismemberment insurance.
issue amount without submitting
EOI. You may be required to
[Carrier] offers retirement calculators and investment services which allow
submit EOI if you have previously
you to choose your own investments options or use a managed account Employee Voluntary Life and AD&D Insurance
waived this coverage or if you
plan which does the hard work for you. elect above the guaranteed issue You are eligible to purchase additional life insurance in increments of [X]
amount. times your annual salary up to a maximum beneit of [$XXX,XXX]. The
Remember to add a beneiciary for your 401(k) on the [Carrier] website same coverage options exist for voluntary AD&D insurance.
doc #
through their convenient online beneiciary tool. Please note, you will
need to elect a beneiciary for both your life insurance when you elect Spouse and Dependent Voluntary Life and AD&D
your life insurance, as well as through [Carrier] for your 401(k) plan. Insurance
If you elect voluntary life coverage for yourself, you can also elect
voluntary life coverage for your spouse in coverage increments of
[$X,XXX] up to a maximum of [$X,XXX]. Dependent child life coverage
is available in coverage levels of $2,000, $5,000, or $10,000. Voluntary
AD&D options are in increments of [#] times your annual salary up to a
maximum beneit of $XXX,XXX.
Short Term Disability (STD)
12 The company provides short term disability (STD) insurance to help
provide inancial security until you get back on your feet and return to
work. The plan covers [XX%] of your pre-disability earnings for up to
[XX] days. There is a [#]-day waiting period for illnesses, but coverage for
an accident will begin immediately.
Long Term Disability (LTD)
The company provides long term disability (LTD) insurance to offer you
inancial assistance in the event you are unable to work for an extended
period of time. The plan covers [XX%] of your pre-disability earnings,
but you have the option to purchase our buy-up LTD coverage for an
additional [XX%] of coverage. The maximum beneit of base coverage is
[$X,XXX] monthly; if you purchase the buy-up LTD coverage you may
10 receive an additional [$X,XXX] monthly.
3
Lockton Companies
