Page 36 - Upstream Rehabilitation

Core services

RENEWALS
MARKET • Initial renewal forecast 6 months • Employee contribution modeling
Blocking and tackling LEVERAGE prior; renewal 5 months prior • Actuary-certiied IBNR (self-funded)

• Customized projections
LOCKTON IS YOUR ADVOCATE • Premium equivalent and COBRA
IN THE MARKETPLACE • Health reform model rate setting (self-funded) (factoring
• Benchmarks into account custom domestic
reimbursement levels, i.e., 50%)
• Demographic analysis
• Monte Carlo simulation (stop-loss)
• Plan offering and change modeling (self-funded)

MARKETING

• Formal RFP — inancials, plan • Stop-loss and pharmacy purchasing
FINANCIAL design, contractual terms specialty practices (self-funded)
EXPERTS
• Carve-out negotiations: pharmacy,
stop-loss (self-funded)

MARKET LEVERAGE
CARRIER • Top 10 national employee beneit • Best service people for Lockton
AGNOSTIC
broker — fastest organic growth clients
• Preferred partner status • Underwriters and actuarial
• On carrier/vendor advisory boards specialists on staff locally and
nationally
• Senior relationships

Upstream Rehabilitation — Lockton Total Rewards Practice overview 36 Lockton Companies