Page 27 - Guide
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2017 BENEFITS ENROLLMENT



Universal Life Insurance



Life Insurance Is Not For You, It’s for the People Who
Depend On You .

What if something unexpected happened to you? Would your family have
the funds they need to pay for the following?


ƒ Pay inal expenses such as funeral costs and medical bills
ƒ Pay off debt such as credit cards and car loans

ƒ Pay off the mortgage so they can remain in the family home

ƒ Replace your lost income they depend on for everyday living expenses

ƒ Provide your children the education you planned

With universal life insurance from Colonial Life & Accident Insurance
Company, you have the lexibility you need to help protect your family’s
way of life. Universal life insurance helps provide long term life insurance
protection for all of life’s stages.


Features of Colonial Life’s Universal Life Insurance

ƒ Provides a beneit for the beneiciary which is typically free from
income tax


ƒ Flexibility to increase or decrease your premiums or death beneit as
your needs or goals change

ƒ Portable coverage you can keep if you change jobs or retire
ƒ Cash value which builds on a tax-deferred basis with a credited interest
rate guaranteed to never go below 4%

ƒ The policy’s accelerated death beneit provides a percentage of the
death beneit if the insured is diagnosed with a terminal illness

ƒ Spouse and dependent children coverage options

Whatever stage of life you’re in, a lexible life insurance plan can help
secure your family’s inancial future. Talk with your Colonial Life beneits
counselor to learn more.


Additional coverage information is available to you at

http://visityouville.com/ROHBeneits




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