Page 13 - Sample Guide
P. 13
Lockton collateral, not for leave behind or distribution. 2019
Benefits Enrollment
ADDITIONAL VOLUNTARY COVERAGE
Regular expenses, big and small, can add up. Think about your ability Accident Premiums
to pay for those expenses if you or your family member experienced a
covered accident, illness, or hospitalization. [Carrier’s] Accident, Critical Coverage Level You Pay
Illness, and Hospital Indemnity coverage can supplement your health plan Employee
and provide you and your family with the additional inancial protection Employee + Spouse
you may need. These plans pay beneits directly to you and you decide Employee + Child(ren)
how to use the beneit. Family
Accident Coverage
Accidents can happen in an instant. When they do, medical bills can
pile up quickly. Our accident insurance pays you a tax-free beneit after
a covered accident so you can focus on what’s truly important—getting
better. More than 150 events resulting from non-work-related injuries or
accidents are covered by this plan.
Example: Broken Ankle $ Paid to You
Emergency Room $ Insert according to plan document
X-Ray $ Insert according to plan document
Broken Ankle, Closed Reduction $ Insert according to plan document
(no surgery)
Ankle Brace $ Insert according to plan document
Crutches $ Insert according to plan document
Physical Therapy (six sessions) $ Insert according to plan document
Physician Follow-Up $ Insert according to plan document
Total Dollars Payable To Employee $
Critical Illness Coverage Wellness Benefit
There are a lot of expenses associated with a critical illness and a major This beneit pays $XX per calendar
medical plan usually won’t cover them all. Critical Illness coverage helps year per insured individual if a
you focus on recuperation instead of being distracted by the extra covered health screening test
is performed, including blood
expenses you may be facing. Similar to life insurance which pays your tests, chest x-rays, stress tests,
beneiciary a lump-sum beneit upon death; a critical illness plan pays you mammograms, and colonoscopies.
a cash beneit upon a diagnosis of a covered illness. Covered diagnoses A full list of covered tests will be
provided in your certiicate.
include but are not limited to the following.
Cancer
Heart attack
Organ Failure
Stroke
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ADDITIONAL VOLUNTARY COVERAGE
Regular expenses, big and small, can add up. Think about your ability Accident Premiums
to pay for those expenses if you or your family member experienced a
covered accident, illness, or hospitalization. [Carrier’s] Accident, Critical Coverage Level You Pay
Illness, and Hospital Indemnity coverage can supplement your health plan Employee
and provide you and your family with the additional inancial protection Employee + Spouse
you may need. These plans pay beneits directly to you and you decide Employee + Child(ren)
how to use the beneit. Family
Accident Coverage
Accidents can happen in an instant. When they do, medical bills can
pile up quickly. Our accident insurance pays you a tax-free beneit after
a covered accident so you can focus on what’s truly important—getting
better. More than 150 events resulting from non-work-related injuries or
accidents are covered by this plan.
Example: Broken Ankle $ Paid to You
Emergency Room $ Insert according to plan document
X-Ray $ Insert according to plan document
Broken Ankle, Closed Reduction $ Insert according to plan document
(no surgery)
Ankle Brace $ Insert according to plan document
Crutches $ Insert according to plan document
Physical Therapy (six sessions) $ Insert according to plan document
Physician Follow-Up $ Insert according to plan document
Total Dollars Payable To Employee $
Critical Illness Coverage Wellness Benefit
There are a lot of expenses associated with a critical illness and a major This beneit pays $XX per calendar
medical plan usually won’t cover them all. Critical Illness coverage helps year per insured individual if a
you focus on recuperation instead of being distracted by the extra covered health screening test
is performed, including blood
expenses you may be facing. Similar to life insurance which pays your tests, chest x-rays, stress tests,
beneiciary a lump-sum beneit upon death; a critical illness plan pays you mammograms, and colonoscopies.
a cash beneit upon a diagnosis of a covered illness. Covered diagnoses A full list of covered tests will be
provided in your certiicate.
include but are not limited to the following.
Cancer
Heart attack
Organ Failure
Stroke
13
