Page 2 - ABM 2021 Benefit Guide MGT HI

TABLE OF

CONTENTS

Important Notices . . . . . . . . . . . . . . . . . . . . .3

How To Enroll . . . . . . . . . . . . . . . . . . . . . . . . .5

Eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7

Life Events During the Year . . . . . . . . . . . . .8

Medical Beneits . . . . . . . . . . . . . . . . . . . . . .9
Pharmacy Beneits . . . . . . . . . . . . . . . . . . .11

Virtual Visits . . . . . . . . . . . . . . . . . . . . . . . . .12
Dental Beneits . . . . . . . . . . . . . . . . . . . . . .13

Vision Beneits . . . . . . . . . . . . . . . . . . . . . . .14

Healthcare Flexible Spending
Account (FSA) . . . . . . . . . . . . . . . . . . . . . . .15

Short Term Disability . . . . . . . . . . . . . . . . .17

Long Term Disability . . . . . . . . . . . . . . . . . .18

Life and AD&D Insurance . . . . . . . . . . . . . .19

Cigna Value Added Services . . . . . . . . . . .20

Voluntary Accidental Injury Insurance . . .21

Hospital Indemnity . . . . . . . . . . . . . . . . . . .21
Critical Illness . . . . . . . . . . . . . . . . . . . . . . .22

Identity Theft Protection . . . . . . . . . . . . . . .23

Commuter Transit and Parking Beneits . .24

ABM 401(k) Team Member Savings Plan . .25

Value Added Services . . . . . . . . . . . . . . . . .26

Continuing Your Beneits . . . . . . . . . . . . . .29

Contact Information . . . . . . . . . . . . . . . . . .30

2 2021 Benefits Enrollment