Page 13 - Patton19
P. 13
2019
Patton Logistics Benefits Enrollment
VOLUNTARY BENEFITS
Regular expenses, big and small, can add up. Think about your ability
to pay for those expenses if you or your family member were seriously
injured as a result of a covered accident or experienced a covered critical
illness or hospitalization. Alac’s Accidental Injury, Critical Illness,
Hospital Indemnity, and Short Term Disability insurance can supplement
your health plan and provide you and your family with the coverage and
additional inancial protection you may need for expenses associated with
an unplanned covered accident, illness, or hospitalization. These plans pay
beneits directly to you. What you do with the money is all up to you.
Critical Illness
There can be a lot of expenses associated with a Critical Illness and a major
medical plan may not cover them all. Critical Illness coverage with Alac pays
cash directly to you, the employee, upon a diagnosis of a covered illness. You
have the option to select a tiered guaranteed issue coverage amount with no
pre-existing condition limitations. Covered diagnoses include but are not
limited to the following:
Cancer Organ failure
Heart attack Stroke
Guaranteed issue—each year during open enrollment, you can elect
this coverage without medical questions
■ Employee: Have the option to select either a $10,000 or $20,000
Guaranteed Issue Coverage Amount
■ Spouse: 50% of employee-elected amount
■ Child(ren): 50% of employee-elected amount for free
Portable—coverage is portable which means you can take this plan
with you if you no longer work for Patton Logistics
Health screening (wellness) beneit—provides a beneit amount of
$50 for a health screening test taken by a covered person; the beneit
is limited to payment of one beneit amount per calendar year for
each covered employee or spouse; this beneit does not pay for
dependent children
Employees must be actively at work to elect this beneit
13
Patton Logistics Benefits Enrollment
VOLUNTARY BENEFITS
Regular expenses, big and small, can add up. Think about your ability
to pay for those expenses if you or your family member were seriously
injured as a result of a covered accident or experienced a covered critical
illness or hospitalization. Alac’s Accidental Injury, Critical Illness,
Hospital Indemnity, and Short Term Disability insurance can supplement
your health plan and provide you and your family with the coverage and
additional inancial protection you may need for expenses associated with
an unplanned covered accident, illness, or hospitalization. These plans pay
beneits directly to you. What you do with the money is all up to you.
Critical Illness
There can be a lot of expenses associated with a Critical Illness and a major
medical plan may not cover them all. Critical Illness coverage with Alac pays
cash directly to you, the employee, upon a diagnosis of a covered illness. You
have the option to select a tiered guaranteed issue coverage amount with no
pre-existing condition limitations. Covered diagnoses include but are not
limited to the following:
Cancer Organ failure
Heart attack Stroke
Guaranteed issue—each year during open enrollment, you can elect
this coverage without medical questions
■ Employee: Have the option to select either a $10,000 or $20,000
Guaranteed Issue Coverage Amount
■ Spouse: 50% of employee-elected amount
■ Child(ren): 50% of employee-elected amount for free
Portable—coverage is portable which means you can take this plan
with you if you no longer work for Patton Logistics
Health screening (wellness) beneit—provides a beneit amount of
$50 for a health screening test taken by a covered person; the beneit
is limited to payment of one beneit amount per calendar year for
each covered employee or spouse; this beneit does not pay for
dependent children
Employees must be actively at work to elect this beneit
13
