Page 6 - 2017 Benefits Enrollment Busey Florida
P. 6
2017 BENEFITS ENROLLMENT
Medical—Florida Associates
Florida associates have coverage under Florida Blue (BCBS). For 2017, Busey will offer two CDHP options. Visit
www.loridablue.com.
PPO 1300 CDHP PPO 2500 CDHP
In-Network Out-of-Network In-Network Out-of-Network
Calendar Year Deductible
Individual $1,300 $2,500 $2,500 $5,000
Family $2,600 $5,000 $5,000 $10,000
Out-of-Pocket Maximum
Individual $5,000 $10,000 $5,800 $11,600
Family $5,000 $10,000 $11,600 $23,200
Physician Ofice Visits
Primary care 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Specialist 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Wellness/Preventive Care
$0 40% coinsurance $0 40% coinsurance
Urgent Care
20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Lab Services/X-Ray
Physician ofice 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient facility 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient hospital 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Hospital Services $500 copay per
Inpatient 20% coinsurance 40% coinsurance Option 1: 20% coinsurance admission then 20%
Option 2: 25% coinsurance
coinsurance
Outpatient 20% coinsurance 40% coinsurance Option 1: 20% coinsurance 40% coinsurance
Option 2: 25% coinsurance
Emergency room 20% coinsurance 20% coinsurance 20% coinsurance 20% coinsurance
Mental Health/Substance Abuse
Inpatient 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Ofice visits 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Chiropractic Care
20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Prescription Drugs
Retail supply limit After deductible After Deductible
Tier 1 $10 $10
Tier 2 $50 $50
Tier 3 $80 $80
Tier 4 $125 $125
Bi-weekly Rates PPO 1300 CDHP PPO 2500 CDHP
Associate only $35.25 $23.65
Associate + spouse $270.86 $177.20
Associate + child(ren) $167.77 $109.76
Family $341.27 $223.26
6 FIRST BUSEY CORPORATION
Medical—Florida Associates
Florida associates have coverage under Florida Blue (BCBS). For 2017, Busey will offer two CDHP options. Visit
www.loridablue.com.
PPO 1300 CDHP PPO 2500 CDHP
In-Network Out-of-Network In-Network Out-of-Network
Calendar Year Deductible
Individual $1,300 $2,500 $2,500 $5,000
Family $2,600 $5,000 $5,000 $10,000
Out-of-Pocket Maximum
Individual $5,000 $10,000 $5,800 $11,600
Family $5,000 $10,000 $11,600 $23,200
Physician Ofice Visits
Primary care 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Specialist 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Wellness/Preventive Care
$0 40% coinsurance $0 40% coinsurance
Urgent Care
20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Lab Services/X-Ray
Physician ofice 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient facility 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient hospital 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Hospital Services $500 copay per
Inpatient 20% coinsurance 40% coinsurance Option 1: 20% coinsurance admission then 20%
Option 2: 25% coinsurance
coinsurance
Outpatient 20% coinsurance 40% coinsurance Option 1: 20% coinsurance 40% coinsurance
Option 2: 25% coinsurance
Emergency room 20% coinsurance 20% coinsurance 20% coinsurance 20% coinsurance
Mental Health/Substance Abuse
Inpatient 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Outpatient 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Ofice visits 20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Chiropractic Care
20% coinsurance 40% coinsurance 20% coinsurance 40% coinsurance
Prescription Drugs
Retail supply limit After deductible After Deductible
Tier 1 $10 $10
Tier 2 $50 $50
Tier 3 $80 $80
Tier 4 $125 $125
Bi-weekly Rates PPO 1300 CDHP PPO 2500 CDHP
Associate only $35.25 $23.65
Associate + spouse $270.86 $177.20
Associate + child(ren) $167.77 $109.76
Family $341.27 $223.26
6 FIRST BUSEY CORPORATION