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Beneit Resource

Guide











Table of Contents

A Message from Americare . . . .3

Eligibility . . . . . . . . . . . . . . . . .4

Accessing Lockton Marketplace . 5
2016 Medical and Rx Insurance . 6

Health Savings Account (HSA) . .9

Essential Med . . . . . . . . . . . . .10
Dental Coverage . . . . . . . . . . .12

Guardian College Tuition Beneit 13
Vision Coverage . . . . . . . . . . .14

Short Term Disability . . . . . . . .15

Life Insurance . . . . . . . . . . . .16
Critical Illness . . . . . . . . . . . . .17

Accident Insurance . . . . . . . . .18
Hospital Indemnity . . . . . . . . .20

Cancer Insurance . . . . . . . . . .21

Basic Protection Program . . . . .23
Employee Assistance Plan . . . .24

Retirement Savings Plan 401(k) 25

Vacation/Holiday . . . . . . . . . . .26
Tuition Assistance Program . . .28

Health Care Reform Memo . . . .30

Contact Information . . . . . . . .32















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