Page 10 - Harvard Maintenance HSS 2022 Benefits Guide
P. 10
Calendar Year 2022
Benefits Enrollment
Using Prescription Drug Coverage
Many FDA-approved prescription medications are covered
through the beneits program. Regardless of the plan you
have, you will save money by illing prescription requests at
participating pharmacies . Additional important information
regarding your prescription drug coverage is outlined below:
Cigna has drug formularies, or lists of prescription drugs
including both generic and brand-name medications, with an
applicable copay for each; if you obtain a medication that is
not of the formulary list, you will pay the highest copay
Generic drugs are required by the FDA to contain the same
active ingredients as their brand-name counterparts
A brand-name medication is protected by a patent and can
only be produced by one speciied manufacturer
Although you may be prescribed non-formulary
prescriptions, these types of drugs are not on the insurance
company’s preferred formulary list
Specialty medications most often treat chronic or complex
conditions and may require special storage or close
monitoring
Is my Prescription Covered?
Prior to January 1, to see how your prescriptions are covered—
visit Cigna.com/druglist and select the drug list “Cigna Value 3”
Tier from the drop-down menu . This will show if you prescription
is a Tier 1 (Generic), Tier 2 (Preferred) or Tier 3 (Non-Preferred)
Drug with your Cigna Beneits.
Mail-Order Program
If you are enrolled in the Open Access Plus plan or the
High Deductible Plan, Cigna ofers a convenient home
delivery service for up to 90-day ill of maintenance
mediation (e .g ., blood pressure and cholesterol drugs) . Visit
mycigna.com/choosehomedelivery and follow the instructions
for how to move your prescription(s) from your retail pharmacy to
home delivery .
10
Benefits Enrollment
Using Prescription Drug Coverage
Many FDA-approved prescription medications are covered
through the beneits program. Regardless of the plan you
have, you will save money by illing prescription requests at
participating pharmacies . Additional important information
regarding your prescription drug coverage is outlined below:
Cigna has drug formularies, or lists of prescription drugs
including both generic and brand-name medications, with an
applicable copay for each; if you obtain a medication that is
not of the formulary list, you will pay the highest copay
Generic drugs are required by the FDA to contain the same
active ingredients as their brand-name counterparts
A brand-name medication is protected by a patent and can
only be produced by one speciied manufacturer
Although you may be prescribed non-formulary
prescriptions, these types of drugs are not on the insurance
company’s preferred formulary list
Specialty medications most often treat chronic or complex
conditions and may require special storage or close
monitoring
Is my Prescription Covered?
Prior to January 1, to see how your prescriptions are covered—
visit Cigna.com/druglist and select the drug list “Cigna Value 3”
Tier from the drop-down menu . This will show if you prescription
is a Tier 1 (Generic), Tier 2 (Preferred) or Tier 3 (Non-Preferred)
Drug with your Cigna Beneits.
Mail-Order Program
If you are enrolled in the Open Access Plus plan or the
High Deductible Plan, Cigna ofers a convenient home
delivery service for up to 90-day ill of maintenance
mediation (e .g ., blood pressure and cholesterol drugs) . Visit
mycigna.com/choosehomedelivery and follow the instructions
for how to move your prescription(s) from your retail pharmacy to
home delivery .
10
