Page 42 - ENA
P. 42
Captive overview












COMPLETE FLEXIBILITY AND AUTONOMY OVER YOUR BENEFITS PLAN




Underwritten on your Determine your program Stop loss policy Choose your network
own demographics, design, deductibles, issued by Swiss Re, and claims administrator.
experience and program copays and employee A.M. Best A+ rating.

design. contributions.







ADVANTAGES

01 02 03 04




COST STABILITY SELF-FUNDING EFFICIENCIES LOWER STOP LOSS RATES CLAIMS TRANSPARENCY

Avoid market swings Avoid typical fully insured taxes Group buying power Needs-based strategies


Rate stability Reduce ixed costs Market leverage on rates and terms Risk patterns identiied for
medical/Rx
Reduce margins
Focus on cost drivers









ENA — Lockton Employee Beneits Practice overview 42 Lockton Companies
   37   38   39   40   41   42   43   44   45   46   47