Page 2 - My FlipBook

Beneit Resource

Guide

Table of Contents

A Message from Americare . . . .3

Eligibility . . . . . . . . . . . . . . . . .4
Accessing Lockton Marketplace . 5

2016 Medical and Rx Insurance . 6

Health Savings Account (HSA) . .9
Essential Med . . . . . . . . . . . . .10

Dental Coverage . . . . . . . . . . .12

Guardian College Tuition
Beneit . . . . . . . . . . . . . . .13

Vision Coverage . . . . . . . . . . .14
Short Term Disability . . . . . . . .15

Life Insurance . . . . . . . . . . . .16

Critical Illness . . . . . . . . . . . . .17
Accident Insurance . . . . . . . . .18

Hospital Indemnity . . . . . . . . .20
Cancer Insurance . . . . . . . . . .21

Basic Protection Program . . . . .23

Employee Assistance Plan . . . .24
Retirement Savings Plan
401(k) . . . . . . . . . . . . . . .25
Vacation/Holiday . . . . . . . . . . .26

Paid Sick Leave . . . . . . . . . . . .28

Salary Continuation . . . . . . . . .30
Tuition Assistance Program . . .32

Health Care Reform Memo . . . .34
Contact Information . . . . . . . .36

2