Page 40 - HealthStream
P. 40
Captive overview
COMPLETE FLEXIBILITY AND AUTONOMY OVER YOUR BENEFITS PLAN
Underwritten on your Determine your program Stop loss policy Choose your network
own demographics, design, deductibles, issued by Swiss Re, and claims administrator.
experience and program copays and employee A.M. Best A+ rating.
design. contributions.
ADVANTAGES
01 02 03 04
COST STABILITY SELF-FUNDING EFFICIENCIES LOWER STOP LOSS RATES CLAIMS TRANSPARENCY
Avoid market swings Avoid typical fully insured taxes Group buying power Needs-based strategies
Rate stability Reduce ixed costs Market leverage on rates and terms Risk patterns identiied for
medical/Rx
Reduce margins
Focus on cost drivers
HealthStream — Lockton Employee Beneits Practice Overview 40 Lockton Companies
COMPLETE FLEXIBILITY AND AUTONOMY OVER YOUR BENEFITS PLAN
Underwritten on your Determine your program Stop loss policy Choose your network
own demographics, design, deductibles, issued by Swiss Re, and claims administrator.
experience and program copays and employee A.M. Best A+ rating.
design. contributions.
ADVANTAGES
01 02 03 04
COST STABILITY SELF-FUNDING EFFICIENCIES LOWER STOP LOSS RATES CLAIMS TRANSPARENCY
Avoid market swings Avoid typical fully insured taxes Group buying power Needs-based strategies
Rate stability Reduce ixed costs Market leverage on rates and terms Risk patterns identiied for
medical/Rx
Reduce margins
Focus on cost drivers
HealthStream — Lockton Employee Beneits Practice Overview 40 Lockton Companies
